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Get Cheap Car Insurance in Scranton, NC
We monitor insurance prices, helping the average driver in Scranton save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Scranton
The chart below shows the cheapest car insurance company in Scranton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Scranton Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $48 |
| Erie Insurance | $48 |
| Farm Bureau | $51 |
| Progressive | $54 |
Savings for Every Kind of Scranton Driver
Based on our extensive insurance data, we know the average Scranton driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $240 per year by choosing the right vehicle insurance company. Some Scranton residents are paying out over $1,251 extra every year for auto insurance in Scranton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Scranton, NC Savings / Yr. |
|---|---|
$240 |
|
$522 |
|
$380 |
|
$971 |
|
$721 |
|
$290 |
|
$435 |
Scranton Car Insurance vs. North Carolina
People living in Scranton pay an average of 0.07% more than the typical driver in the state. The average driver in Scranton can expect to pay about $750 per year, or $1,251 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Scranton for most people.
Car Insurance Prices by Scranton Neighborhood
Insurance Prices
Where is insurance cheapest within Scranton?
The map shows insurance prices in and around Scranton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,251 to a low of $1,251. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Scranton.Pick the Best Car Insurance Company for You in Scranton
The best car insurance provider for most drivers in Scranton
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $240 over the average Scranton car insurance company.
The best car insurance provider for Scranton drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $522 over the competition.
The best car insurance company for Scranton drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $380 better than other car insurance companies.
The best auto insurance for Scranton drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $971 less each year.
The least expensive car insurance company for new and young drivers in Scranton
In Scranton, State Farm costs young drivers $721 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Scranton
Erie Insurance gave the largest car insurance discounts to married couples, averaging $290 saved each year compared to an average Scranton couple's premiums.
The cheapest car insurance in Scranton for drivers with bad credit
The best Scranton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Scranton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Scranton driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Scranton, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Scranton
What Influences the Cost of Car Insurance in Scranton?
On average, car insurance in Scranton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Scranton is 33 minutes, which is about the national average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Scranton are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Scranton is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Scranton is $62 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rose Bay: Insurance costs 0.40% less
- Leechville: Insurance costs 1.44% more
- Ponzer: Insurance costs the same
- Belhaven: Insurance costs 1.28% more
- Wades Point: Insurance costs 2.96% less
- Winsteadville: Insurance costs 2.00% less
- Ransomville: Insurance costs 2.40% less
- Swanquarter: Insurance costs 0.48% less
- Fairfield: Insurance costs the same
- Lowland: Insurance costs 0.96% more
Cities with Similar Populations
- Bunk Foss: Insurance costs 22.14% more
- Weld: Insurance costs 23.58% less
- Cave In Rock: Insurance costs 17.19% more
- Catharine: Insurance costs 27.18% more
- Cash: Insurance costs 31.89% more
- Caney: Insurance costs 33.89% more
- Canby: Insurance costs 40.61% more
- Camak: Insurance costs 39.41% more
- Bynum: Insurance costs 27.18% more
- Burrillville: Insurance costs 76.90% more