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Get Cheap Car Insurance in Seagraves, TX
We monitor insurance prices, helping the average driver in Seagraves save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Seagraves
The chart below shows the cheapest car insurance company in Seagraves for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Seagraves Insurer | Monthly Cost |
|---|---|
| Clearcover | $44 |
| Mile Auto | $58 |
| Progressive | $60 |
| State Farm | $64 |
Savings for Every Kind of Seagraves Driver
Based on our extensive insurance data, we know the average Seagraves driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $353 per year by choosing the right vehicle insurance company. Some Seagraves residents are paying out over $1,716 extra every year for auto insurance in Seagraves. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Seagraves, TX Savings / Yr. |
|---|---|
$353 |
|
$808 |
|
$712 |
|
$816 |
|
$1,242 |
|
$469 |
|
$513 |
Seagraves Car Insurance vs. Texas
People living in Seagraves pay an average of 12.18% less than the typical driver in the state. The average driver in Seagraves can expect to pay about $1,022 per year, or $1,716 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Seagraves for most people.
Car Insurance Prices by Seagraves Neighborhood
Insurance Prices
Where is insurance cheapest within Seagraves?
The map shows insurance prices in and around Seagraves, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $160 per year within the city boundaries, with insurance premiums ranging from a high of $1,828 to a low of $1,668. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Seagraves.Pick the Best Car Insurance Company for You in Seagraves
The best car insurance provider for most drivers in Seagraves
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $353 over the average Seagraves car insurance company.
The best car insurance provider for Seagraves drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $808 over the competition.
The best car insurance company for Seagraves drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $712 better than other car insurance companies.
The best auto insurance for Seagraves drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $816 less each year.
The least expensive car insurance company for new and young drivers in Seagraves
In Seagraves, State Farm costs young drivers $1,242 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Seagraves
State Farm gave the largest car insurance discounts to married couples, averaging $469 saved each year compared to an average Seagraves couple's premiums.
The cheapest car insurance in Seagraves for drivers with bad credit
The best Seagraves car insurance company for customer service
Recent price drops
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The cheapest large national provider in Seagraves
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Seagraves driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Seagraves, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Seagraves
What Influences the Cost of Car Insurance in Seagraves?
On average, car insurance in Seagraves is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Seagraves is 26 minutes, which is a little less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Seagraves are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Seagraves is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Seagraves is $85 per month for minimum coverage and $143 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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- Mungerville: Insurance costs 0.29% more
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- Hobbs: Insurance costs 17.60% less
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Cities with Similar Populations
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