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Get Cheap Car Insurance in Seaside Heights, NJ
We monitor insurance prices, helping the average driver in Seaside Heights save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Seaside Heights
The chart below shows the cheapest car insurance company in Seaside Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Seaside Heights Insurer | Monthly Cost |
|---|---|
| State Farm | $65 |
| Geico | $67 |
| Plymouth Rock Assurance | $83 |
| NJM | $98 |
Savings for Every Kind of Seaside Heights Driver
Based on our extensive insurance data, we know the average Seaside Heights driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $512 per year by choosing the right vehicle insurance company. Some Seaside Heights residents are paying out over $1,952 extra every year for auto insurance in Seaside Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Seaside Heights, NJ Savings / Yr. |
|---|---|
$512 |
|
$949 |
|
$729 |
|
$629 |
|
$2,525 |
|
$492 |
|
$765 |
Seaside Heights Car Insurance vs. New Jersey
People living in Seaside Heights pay an average of 7.51% more than the typical driver in the state. The average driver in Seaside Heights can expect to pay about $1,164 per year, or $1,952 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Seaside Heights for most people.
Car Insurance Prices by Seaside Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Seaside Heights?
The map shows insurance prices in and around Seaside Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $417 per year within the city boundaries, with insurance premiums ranging from a high of $2,197 to a low of $1,780. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Seaside Heights.Pick the Best Car Insurance Company for You in Seaside Heights
The best car insurance provider for most drivers in Seaside Heights
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $512 over the average Seaside Heights car insurance company.
The best car insurance provider for Seaside Heights drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $949 over the competition.
The best car insurance company for Seaside Heights drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $729 better than other car insurance companies.
The best auto insurance for Seaside Heights drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $629 less each year.
The least expensive car insurance company for new and young drivers in Seaside Heights
In Seaside Heights, Geico costs young drivers $2,525 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Seaside Heights
Geico gave the largest car insurance discounts to married couples, averaging $492 saved each year compared to an average Seaside Heights couple's premiums.
The cheapest car insurance in Seaside Heights for drivers with bad credit
The best Seaside Heights car insurance company for customer service
Nationwide was the best company for customer service in Seaside Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Seaside Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Seaside Heights driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Seaside Heights, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Seaside Heights
What Influences the Cost of Car Insurance in Seaside Heights?
On average, car insurance in Seaside Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Seaside Heights are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Seaside Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Seaside Heights is $97 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dover Beaches South: Insurance costs 7.99% less
- Seaside Park: Insurance costs 7.53% less
- Lavallette: Insurance costs 10.55% less
- Ocean Gate: Insurance costs 10.40% less
- Dover Beaches North: Insurance costs 7.74% less
- Island Heights: Insurance costs 12.19% less
- Pine Beach: Insurance costs 11.32% less
- Bayville: Insurance costs 9.63% less
- Mantoloking: Insurance costs 7.17% less
- Toms River: Insurance costs 9.38% less
Cities with Similar Populations
- Cottonwood: Insurance costs 25.46% less
- Inkom: Insurance costs 44.06% less
- Goshen: Insurance costs 16.60% less
- Oblong: Insurance costs 27.82% less
- Nokomis: Insurance costs 25.92% less
- Silver Lake: Insurance costs 43.55% less
- Kenilworth: Insurance costs 16.19% less
- Kendall: Insurance costs 11.37% more
- Kellogg: Insurance costs 42.21% less
- Huachuca City: Insurance costs 19.52% less