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Get Cheap Car Insurance in Section Thirty, MN

We monitor insurance prices, helping the average driver in Section Thirty save up to 30.5% on car insurance.

 

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The Cheapest Minimum Coverage in Section Thirty

The chart below shows the cheapest car insurance company in Section Thirty for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.

 
Section Thirty Insurer Monthly Cost
State Farm $52
Auto-Owners Insurance $58
Kemper $61
American Family Insurance $61

Savings for Every Kind of Section Thirty Driver

The table shows how much the average auto insurance customer in Section Thirty might save by following our recommendations.

Based on our extensive insurance data, we know the average Section Thirty driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $439 per year by choosing the right vehicle insurance company. Some Section Thirty residents are paying out over $1,633 extra every year for auto insurance in Section Thirty. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Section Thirty Car Insurance vs. Minnesota

People living in Section Thirty pay an average of 1.71% more than the typical driver in the state. The average driver in Section Thirty can expect to pay about $845 per year, or $1,633 for full coverage.

Based on our analysis, Farm Bureau will be the cheapest provider in Section Thirty for most people.

Car Insurance Prices by Section Thirty Neighborhood

Section Thirty, MN map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Section Thirty?

The map shows insurance prices in and around Section Thirty, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $101 per year within the city boundaries, with insurance premiums ranging from a high of $1,664 to a low of $1,563. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Section Thirty.

Pick the Best Car Insurance Company for You in Section Thirty

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Section Thirty insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Section Thirty

For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $439 over the average Section Thirty car insurance company.

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We use the average good driver, paying $100 per month, as our baseline for pricing in Section Thirty. State Farm, Travelers, and Farm Bureau are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Section Thirty drivers with accidents on their records

In Section Thirty getting into an accident will raise premiums an average 32% for a yearly cost of $2,402. That's $769 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Progressive, and Nationwide are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $553 over the competition.

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The best car insurance company for Section Thirty drivers with speeding tickets

>Nationwide gave the average person with a speeding ticket the most savings, averaging $356 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Section Thirty, tickets raise premiums on new quotes about $339. If you have a speeding ticket, we recommend State Farm, Progressive, and Nationwide for savings that beat the average insurance cost of $1,972 per year.

The best auto insurance for Section Thirty drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,812 per year in auto insurance premiums, which was $1,179 more than a driver with no major issues. State Farm, Nationwide, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $723 less each year.

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The least expensive car insurance company for new and young drivers in Section Thirty

In Section Thirty, State Farm costs young drivers $1,240 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 62% more for insurance than more mature drivers in Section Thirty. With an average cost of $4,270 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Auto-Owners Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Section Thirty

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $132. State Farm, Auto-Owners Insurance, and American Family Insurance provided the largest discounts to couples living in Section Thirty.

State Farm gave the largest car insurance discounts to married couples, averaging $367 saved each year compared to an average Section Thirty couple's premiums.

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The cheapest car insurance in Section Thirty for drivers with bad credit

People with poor credit saved an average of $965 with Nationwide.

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Many people are surprised that their poor credit score can cost them an average of $1,528 every year. Premiums for people with poor credit were about $3,161 in Section Thirty. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Nationwide.

The best Section Thirty car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Section Thirty, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farmers Insurance as the best provider in Section Thirty.

Nationwide was the best company for customer service in Section Thirty according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Section Thirty, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Section Thirty. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Section Thirty

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 17% of Section Thirty residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Section Thirty driver can expect to pay about $116 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Section Thirty, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.
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Auto Insurance Prices in and Around Section Thirty

What Influences the Cost of Car Insurance in Section Thirty?

On average, car insurance in Section Thirty is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Section Thirty is 24 minutes, which is far less than average for a driver in the state.
  • Minnesota state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Section Thirty are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
  • Section Thirty is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Section Thirty is $70 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

  • Ely: Insurance costs 1.04% less
  • Robinson: Insurance costs 1.90% more
  • Winton: Insurance costs 0.49% more
  • Babbitt: Insurance costs 1.04% more
  • Soudan: Insurance costs 1.29% more
  • Isabella: Insurance costs 1.78% more
  • Tower: Insurance costs 0.73% more
  • Embarrass: Insurance costs 0.86% more
  • Colby: Insurance costs 2.39% more
  • Hoyt Lakes: Insurance costs 1.10% more

Cities with Similar Populations

* Who is the average Section Thirty driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Section Thirty with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.