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Get Cheap Car Insurance in Sedgwick, CO
We monitor insurance prices, helping the average driver in Sedgwick save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Sedgwick
The chart below shows the cheapest car insurance company in Sedgwick for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Sedgwick Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Bristol West | $76 |
| Safeco Insurance | $77 |
| Geico | $80 |
Savings for Every Kind of Sedgwick Driver
Based on our extensive insurance data, we know the average Sedgwick driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $405 per year by choosing the right vehicle insurance company. Some Sedgwick residents are paying out over $1,889 extra every year for auto insurance in Sedgwick. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sedgwick, CO Savings / Yr. |
|---|---|
$405 |
|
$721 |
|
$581 |
|
$621 |
|
$1,837 |
|
$487 |
|
$712 |
Sedgwick Car Insurance vs. Colorado
People living in Sedgwick pay an average of 0.07% less than the typical driver in the state. The average driver in Sedgwick can expect to pay about $1,103 per year, or $1,889 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Sedgwick for most people.
Car Insurance Prices by Sedgwick Neighborhood
Insurance Prices
Where is insurance cheapest within Sedgwick?
The map shows insurance prices in and around Sedgwick, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $16 per year within the city boundaries, with insurance premiums ranging from a high of $1,889 to a low of $1,873. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Sedgwick.Pick the Best Car Insurance Company for You in Sedgwick
The best car insurance provider for most drivers in Sedgwick
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $405 over the average Sedgwick car insurance company.
The best car insurance provider for Sedgwick drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $721 over the competition.
The best car insurance company for Sedgwick drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $581 better than other car insurance companies.
The best auto insurance for Sedgwick drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $621 less each year.
The least expensive car insurance company for new and young drivers in Sedgwick
In Sedgwick, State Farm costs young drivers $1,837 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sedgwick
State Farm gave the largest car insurance discounts to married couples, averaging $487 saved each year compared to an average Sedgwick couple's premiums.
The cheapest car insurance in Sedgwick for drivers with bad credit
The best Sedgwick car insurance company for customer service
Recent price drops
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The cheapest large national provider in Sedgwick
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Sedgwick driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sedgwick, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Sedgwick
What Influences the Cost of Car Insurance in Sedgwick?
On average, car insurance in Sedgwick is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sedgwick is 32 minutes, which is about the national average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sedgwick are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Sedgwick is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Sedgwick is $92 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ovid: Insurance costs the same
- Chappell: Insurance costs 22.29% less
- Julesburg: Insurance costs 1.01% more
- Crook: Insurance costs 0.48% less
- Lodgepole: Insurance costs 22.29% less
- Sunol: Insurance costs 22.34% less
- Haxtun: Insurance costs 1.11% more
- Paoli: Insurance costs 1.48% more
- Colton: Insurance costs 22.39% less
- Proctor: Insurance costs 0.64% less
Cities with Similar Populations
- Vandalia: Insurance costs 35.73% less
- Dubois Crossroads: Insurance costs 38.17% less
- Dugway: Insurance costs 24.83% less
- Dundee: Insurance costs 4.55% less
- Dunnsville: Insurance costs 13.66% more
- Wilbar: Insurance costs 33.93% less
- White City: Insurance costs 21.55% more
- Whitaker: Insurance costs 12.02% less
- Walton Furnace: Insurance costs 37.69% less
- Walthall: Insurance costs 12.39% less