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Get Cheap Car Insurance in Seventy Six, KY
We monitor insurance prices, helping the average driver in Seventy Six save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Seventy Six
The chart below shows the cheapest car insurance company in Seventy Six for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Seventy Six Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $87 |
| Geico | $94 |
Savings for Every Kind of Seventy Six Driver
Based on our extensive insurance data, we know the average Seventy Six driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $527 per year by choosing the right vehicle insurance company. Some Seventy Six residents are paying out over $2,087 extra every year for auto insurance in Seventy Six. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Seventy Six, KY Savings / Yr. |
|---|---|
$527 |
|
$864 |
|
$851 |
|
$861 |
|
$1,704 |
|
$570 |
|
$913 |
Seventy Six Car Insurance vs. Kentucky
People living in Seventy Six pay an average of 2.21% less than the typical driver in the state. The average driver in Seventy Six can expect to pay about $1,075 per year, or $2,087 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Seventy Six for most people.
Car Insurance Prices by Seventy Six Neighborhood
Insurance Prices
Where is insurance cheapest within Seventy Six?
The map shows insurance prices in and around Seventy Six, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,087 to a low of $2,087. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the South parts of Seventy Six.Pick the Best Car Insurance Company for You in Seventy Six
The best car insurance provider for most drivers in Seventy Six
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $527 over the average Seventy Six car insurance company.
The best car insurance provider for Seventy Six drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $864 over the competition.
The best car insurance company for Seventy Six drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $851 better than other car insurance companies.
The best auto insurance for Seventy Six drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $861 less each year.
The least expensive car insurance company for new and young drivers in Seventy Six
In Seventy Six, State Farm costs young drivers $1,704 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Seventy Six
State Farm gave the largest car insurance discounts to married couples, averaging $570 saved each year compared to an average Seventy Six couple's premiums.
The cheapest car insurance in Seventy Six for drivers with bad credit
The best Seventy Six car insurance company for customer service
Nationwide was the best company for customer service in Seventy Six according to the NAIC.
Recent price drops
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The cheapest large national provider in Seventy Six
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Seventy Six driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Seventy Six, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Seventy Six
What Influences the Cost of Car Insurance in Seventy Six?
On average, car insurance in Seventy Six is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Seventy Six is 24 minutes, which is far less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Seventy Six are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Seventy Six is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Seventy Six is $90 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Aaron: Insurance costs the same
- Watauga: Insurance costs 3.35% less
- Albany: Insurance costs 0.43% more
- Alpha: Insurance costs 2.25% less
- Highway: Insurance costs 2.59% less
- Rowena: Insurance costs 7.19% more
- Ribbon: Insurance costs 0.86% less
- Green Grove: Insurance costs 1.63% less
- Claywell: Insurance costs 0.48% less
- Creelsboro: Insurance costs 0.81% less
Cities with Similar Populations
- Spring Prairie: Insurance costs 48.97% less
- Crestline: Insurance costs 27.07% less
- Cromwell: Insurance costs 41.40% less
- Crowfoot: Insurance costs 17.11% less
- Dabneys: Insurance costs 41.83% less
- Decker: Insurance costs 39.15% more
- Delphia: Insurance costs 15.67% more
- Dorange: Insurance costs 19.02% less
- Dover: Insurance costs 16.34% less
- Dundee Village: Insurance costs 11.31% less