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Get Cheap Car Insurance in Shady Pine, OR
We monitor insurance prices, helping the average driver in Shady Pine save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Shady Pine
The chart below shows the cheapest car insurance company in Shady Pine for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Shady Pine Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| State Farm | $58 |
| Country Financial | $64 |
| Travelers | $67 |
Savings for Every Kind of Shady Pine Driver
Based on our extensive insurance data, we know the average Shady Pine driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $428 per year by choosing the right vehicle insurance company. Some Shady Pine residents are paying out over $1,348 extra every year for auto insurance in Shady Pine. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Shady Pine, OR Savings / Yr. |
|---|---|
$428 |
|
$637 |
|
$519 |
|
$584 |
|
$1,549 |
|
$418 |
|
$499 |
Shady Pine Car Insurance vs. Oregon
People living in Shady Pine pay an average of 10.63% less than the typical driver in the state. The average driver in Shady Pine can expect to pay about $1,040 per year, or $1,348 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Shady Pine for most people.
Car Insurance Prices by Shady Pine Neighborhood
Insurance Prices
Where is insurance cheapest within Shady Pine?
The map shows insurance prices in and around Shady Pine, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $4 per year within the city boundaries, with insurance premiums ranging from a high of $1,348 to a low of $1,344. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Shady Pine.Pick the Best Car Insurance Company for You in Shady Pine
The best car insurance provider for most drivers in Shady Pine
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $428 over the average Shady Pine car insurance company.
The best car insurance provider for Shady Pine drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $637 over the competition.
The best car insurance company for Shady Pine drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $519 better than other car insurance companies.
The best auto insurance for Shady Pine drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $584 less each year.
The least expensive car insurance company for new and young drivers in Shady Pine
In Shady Pine, Country Financial costs young drivers $1,549 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Shady Pine
State Farm gave the largest car insurance discounts to married couples, averaging $418 saved each year compared to an average Shady Pine couple's premiums.
The cheapest car insurance in Shady Pine for drivers with bad credit
The best Shady Pine car insurance company for customer service
Nationwide was the best company for customer service in Shady Pine according to the NAIC.
Recent price drops
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The cheapest large national provider in Shady Pine
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Shady Pine driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Shady Pine, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Shady Pine
What Influences the Cost of Car Insurance in Shady Pine?
On average, car insurance in Shady Pine is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Shady Pine is 18 minutes, which is far less than average for a driver in the state.
- Oregon state insurance regulations may allow for lower prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Shady Pine are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Shady Pine is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Shady Pine is $87 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wocus: Insurance costs 0.82% less
- Pelican City: Insurance costs 1.26% less
- Klamath Falls: Insurance costs 5.12% more
- Altamont: Insurance costs 9.05% more
- Modoc Point: Insurance costs 1.11% more
- Olene: Insurance costs 0.30% less
- Midland: Insurance costs 0.89% less
- Dairy: Insurance costs 0.07% less
- Falcon Heights: Insurance costs 1.11% less
- Lake of the Woods: Insurance costs 0.52% less
Cities with Similar Populations
- Delmar: Insurance costs 30.79% more
- Vincent: Insurance costs 23.74% more
- Vigo Park: Insurance costs 35.39% more
- Vigo: Insurance costs 12.61% less
- Victor: Insurance costs 19.21% more
- Dixie: Insurance costs 4.67% less
- DePew: Insurance costs 7.79% less
- Denverton: Insurance costs 44.96% more
- Denhoff: Insurance costs 10.76% more
- Vineyard: Insurance costs 28.41% more