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Get Cheap Car Insurance in Sharptown, MD
We monitor insurance prices, helping the average driver in Sharptown save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Sharptown
The chart below shows the cheapest car insurance company in Sharptown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Sharptown Insurer | Monthly Cost |
|---|---|
| State Farm | $82 |
| Erie Insurance | $83 |
| Travelers | $95 |
| Safeco Insurance | $99 |
Savings for Every Kind of Sharptown Driver
Based on our extensive insurance data, we know the average Sharptown driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $331 per year by choosing the right vehicle insurance company. Some Sharptown residents are paying out over $1,776 extra every year for auto insurance in Sharptown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sharptown, MD Savings / Yr. |
|---|---|
$331 |
|
$310 |
|
$361 |
|
$583 |
|
$1,120 |
|
$200 |
|
$783 |
Sharptown Car Insurance vs. Maryland
People living in Sharptown pay an average of 4.17% less than the typical driver in the state. The average driver in Sharptown can expect to pay about $1,210 per year, or $1,776 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Sharptown for most people.
Car Insurance Prices by Sharptown Neighborhood
Insurance Prices
Where is insurance cheapest within Sharptown?
The map shows insurance prices in and around Sharptown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $1,822 to a low of $1,766. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Sharptown.Pick the Best Car Insurance Company for You in Sharptown
The best car insurance provider for most drivers in Sharptown
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $331 over the average Sharptown car insurance company.
The best car insurance provider for Sharptown drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $310 over the competition.
The best car insurance company for Sharptown drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $361 better than other car insurance companies.
The best auto insurance for Sharptown drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $583 less each year.
The least expensive car insurance company for new and young drivers in Sharptown
In Sharptown, Erie Insurance costs young drivers $1,120 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sharptown
State Farm gave the largest car insurance discounts to married couples, averaging $200 saved each year compared to an average Sharptown couple's premiums.
The cheapest car insurance in Sharptown for drivers with bad credit
The best Sharptown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Sharptown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Sharptown driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sharptown, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Sharptown
What Influences the Cost of Car Insurance in Sharptown?
On average, car insurance in Sharptown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sharptown is 36 minutes, which is a little less than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sharptown are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Sharptown is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Sharptown is $101 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Galestown: Insurance costs 2.59% more
- Portsville: Insurance costs 1.30% less
- Spring Grove: Insurance costs 2.25% more
- Rhodesdale: Insurance costs 2.65% more
- Woodland: Insurance costs 0.23% less
- Eldorado: Insurance costs 2.59% more
- Mardela Springs: Insurance costs 2.20% more
- Bethel: Insurance costs 0.96% less
- Reids Grove: Insurance costs 2.70% more
- Rabbit Town: Insurance costs 2.70% more
Cities with Similar Populations
- Whitmore Village: Insurance costs 19.76% less
- Brownstown: Insurance costs 17.62% less
- Buckner: Insurance costs 68.52% more
- Burke: Insurance costs 4.34% less
- Burr Hill: Insurance costs 30.86% less
- Byars: Insurance costs 5.52% less
- West Sedona: Insurance costs 4.22% less
- West Selmont: Insurance costs 11.26% less
- West Stafford: Insurance costs 6.42% more
- What Cheer: Insurance costs 29.56% less