Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Shawnee Mission, KS
We monitor insurance prices, helping the average driver in Shawnee Mission save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Shawnee Mission
The chart below shows the cheapest car insurance company in Shawnee Mission for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Shawnee Mission Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Kemper | $52 |
| Farm Bureau | $54 |
| Travelers | $55 |
Savings for Every Kind of Shawnee Mission Driver
Based on our extensive insurance data, we know the average Shawnee Mission driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $357 per year by choosing the right vehicle insurance company. Some Shawnee Mission residents are paying out over $1,507 extra every year for auto insurance in Shawnee Mission. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Shawnee Mission, KS Savings / Yr. |
|---|---|
$357 |
|
$569 |
|
$406 |
|
$665 |
|
$1,298 |
|
$331 |
|
$723 |
Shawnee Mission Car Insurance vs. Kansas
People living in Shawnee Mission pay an average of 3.71% less than the typical driver in the state. The average driver in Shawnee Mission can expect to pay about $812 per year, or $1,507 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Shawnee Mission for most people.
Car Insurance Prices by Shawnee Mission Neighborhood
Insurance Prices
Where is insurance cheapest within Shawnee Mission?
The map shows insurance prices in and around Shawnee Mission, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $91 per year within the city boundaries, with insurance premiums ranging from a high of $1,591 to a low of $1,500. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Shawnee Mission.Pick the Best Car Insurance Company for You in Shawnee Mission
The best car insurance provider for most drivers in Shawnee Mission
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $357 over the average Shawnee Mission car insurance company.
The best car insurance provider for Shawnee Mission drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $569 over the competition.
The best car insurance company for Shawnee Mission drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $406 better than other car insurance companies.
The best auto insurance for Shawnee Mission drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $665 less each year.
The least expensive car insurance company for new and young drivers in Shawnee Mission
In Shawnee Mission, Geico costs young drivers $1,298 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Shawnee Mission
State Farm gave the largest car insurance discounts to married couples, averaging $331 saved each year compared to an average Shawnee Mission couple's premiums.
The cheapest car insurance in Shawnee Mission for drivers with bad credit
The best Shawnee Mission car insurance company for customer service
Nationwide was the best company for customer service in Shawnee Mission according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Shawnee Mission, which was better than other insurers.
The cheapest large national provider in Shawnee Mission
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Shawnee Mission driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Shawnee Mission, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Shawnee Mission
What Influences the Cost of Car Insurance in Shawnee Mission?
On average, car insurance in Shawnee Mission is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Shawnee Mission is 27 minutes, which is about the national average for a driver in the state.
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Shawnee Mission are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Shawnee Mission is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Shawnee Mission is $68 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Loch Lloyd: Insurance costs 17.92% more
- Stilwell: Insurance costs 2.59% more
- Leawood: Insurance costs 4.05% more
- Belton: Insurance costs 21.83% more
- Grandview: Insurance costs 33.91% more
- Overland Park: Insurance costs 4.25% more
- Jaudon: Insurance costs 15.46% more
- Bucyrus: Insurance costs 1.46% more
- Raymore: Insurance costs 21.57% more
- Olathe: Insurance costs 4.31% more
Cities with Similar Populations
- Verona: Insurance costs 8.96% more
- Crane: Insurance costs 22.23% less
- Crystal Bay: Insurance costs 40.28% more
- Utica: Insurance costs 27.34% less
- Van Meer: Insurance costs 79.83% more
- Varina: Insurance costs 15.79% less
- Veedum: Insurance costs 23.95% less
- Verdery: Insurance costs 7.23% more
- Vernon: Insurance costs 3.78% less
- Vernon: Insurance costs 6.44% less