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Get Cheap Car Insurance in Sheffield Lake, OH
We monitor insurance prices, helping the average driver in Sheffield Lake save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Sheffield Lake
The chart below shows the cheapest car insurance company in Sheffield Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Sheffield Lake Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Safeco Insurance | $48 |
| Travelers | $49 |
| Mile Auto | $51 |
Savings for Every Kind of Sheffield Lake Driver
Based on our extensive insurance data, we know the average Sheffield Lake driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $297 per year by choosing the right vehicle insurance company. Some Sheffield Lake residents are paying out over $1,125 extra every year for auto insurance in Sheffield Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sheffield Lake, OH Savings / Yr. |
|---|---|
$297 |
|
$505 |
|
$427 |
|
$456 |
|
$1,091 |
|
$310 |
|
$435 |
Sheffield Lake Car Insurance vs. Ohio
People living in Sheffield Lake pay an average of 0.04% more than the typical driver in the state. The average driver in Sheffield Lake can expect to pay about $759 per year, or $1,125 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Sheffield Lake for most people.
Car Insurance Prices by Sheffield Lake Neighborhood
Insurance Prices
Where is insurance cheapest within Sheffield Lake?
The map shows insurance prices in and around Sheffield Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $267 per year within the city boundaries, with insurance premiums ranging from a high of $1,324 to a low of $1,057. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Sheffield Lake.Pick the Best Car Insurance Company for You in Sheffield Lake
The best car insurance provider for most drivers in Sheffield Lake
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $297 over the average Sheffield Lake car insurance company.
The best car insurance provider for Sheffield Lake drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $505 over the competition.
The best car insurance company for Sheffield Lake drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $427 better than other car insurance companies.
The best auto insurance for Sheffield Lake drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $456 less each year.
The least expensive car insurance company for new and young drivers in Sheffield Lake
In Sheffield Lake, Geico costs young drivers $1,091 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sheffield Lake
State Farm gave the largest car insurance discounts to married couples, averaging $310 saved each year compared to an average Sheffield Lake couple's premiums.
The cheapest car insurance in Sheffield Lake for drivers with bad credit
The best Sheffield Lake car insurance company for customer service
Nationwide was the best company for customer service in Sheffield Lake according to the NAIC.
Recent price drops
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The cheapest large national provider in Sheffield Lake
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Sheffield Lake driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sheffield Lake, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Sheffield Lake
What Influences the Cost of Car Insurance in Sheffield Lake?
On average, car insurance in Sheffield Lake is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sheffield Lake is 32 minutes, which is about the national average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sheffield Lake are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Sheffield Lake is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sheffield Lake is $63 per month for minimum coverage and $94 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sheffield: Insurance costs 3.56% less
- Lorain: Insurance costs 6.04% more
- Avon Lake: Insurance costs 3.38% less
- Avon: Insurance costs 3.29% less
- Elyria: Insurance costs 0.09% less
- North Ridgeville: Insurance costs 3.47% less
- Amherst: Insurance costs 3.47% less
- Bay Village: Insurance costs 2.31% less
- Westlake: Insurance costs 1.42% less
- Fields: Insurance costs 1.69% less
Cities with Similar Populations
- Gonzales: Insurance costs 52.27% more
- Strawberry Plains: Insurance costs 19.47% more
- Stratmoor: Insurance costs 73.42% more
- Stokesdale: Insurance costs 8.89% more
- Stilwell: Insurance costs 51.38% more
- Stewartstown: Insurance costs 19.47% more
- Ste. Genevieve: Insurance costs 60.62% more
- Stayton: Insurance costs 27.47% more
- Stanford: Insurance costs 88.09% more
- Stafford Springs: Insurance costs 69.24% more