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Get Cheap Car Insurance in Sherman, CT
We monitor insurance prices, helping the average driver in Sherman save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Sherman
The chart below shows the cheapest car insurance company in Sherman for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Sherman Insurer | Monthly Cost |
|---|---|
| Kemper | $69 |
| State Farm | $79 |
| Safeco Insurance | $80 |
| Travelers | $80 |
Savings for Every Kind of Sherman Driver
Based on our extensive insurance data, we know the average Sherman driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $569 per year by choosing the right vehicle insurance company. Some Sherman residents are paying out over $1,941 extra every year for auto insurance in Sherman. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sherman, CT Savings / Yr. |
|---|---|
$569 |
|
$789 |
|
$548 |
|
$915 |
|
$2,153 |
|
$516 |
|
$867 |
Sherman Car Insurance vs. Connecticut
People living in Sherman pay an average of 0.34% more than the typical driver in the state. The average driver in Sherman can expect to pay about $1,329 per year, or $1,941 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Sherman for most people.
Car Insurance Prices by Sherman Neighborhood
Insurance Prices
Where is insurance cheapest within Sherman?
The map shows insurance prices in and around Sherman, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $182 per year within the city boundaries, with insurance premiums ranging from a high of $2,077 to a low of $1,895. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Sherman.Pick the Best Car Insurance Company for You in Sherman
The best car insurance provider for most drivers in Sherman
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $569 over the average Sherman car insurance company.
The best car insurance provider for Sherman drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $789 over the competition.
The best car insurance company for Sherman drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $548 better than other car insurance companies.
The best auto insurance for Sherman drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $915 less each year.
The least expensive car insurance company for new and young drivers in Sherman
In Sherman, State Farm costs young drivers $2,153 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sherman
State Farm gave the largest car insurance discounts to married couples, averaging $516 saved each year compared to an average Sherman couple's premiums.
The cheapest car insurance in Sherman for drivers with bad credit
The best Sherman car insurance company for customer service
Recent price drops
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The cheapest large national provider in Sherman
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Sherman driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sherman, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Sherman
What Influences the Cost of Car Insurance in Sherman?
On average, car insurance in Sherman is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sherman is 43 minutes, which is far more than average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sherman are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Sherman is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Sherman is $111 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Candlewood Point: Insurance costs 2.37% less
- Quaker Hill: Insurance costs 23.54% more
- New Milford: Insurance costs 0.77% less
- Gaylordsville: Insurance costs 1.29% less
- Pawling: Insurance costs 27.20% more
- Webatuck: Insurance costs 30.71% more
- New Fairfield: Insurance costs 2.42% more
- Bridgewater: Insurance costs 2.27% less
- Wingdale: Insurance costs 24.11% more
- Patterson: Insurance costs 26.22% more
Cities with Similar Populations
- Blue Ridge: Insurance costs 15.15% less
- Saegertown: Insurance costs 30.45% less
- Hulbert: Insurance costs 11.18% less
- Gordo: Insurance costs 19.11% less
- Galesville: Insurance costs 41.78% less
- Freeland: Insurance costs 4.17% less
- Frederick: Insurance costs 11.75% less
- Frazier Park: Insurance costs 0.72% less
- Fort Mitchell: Insurance costs 17.98% less
- Flippin: Insurance costs 14.94% less