Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Shiawasseetown, MI

We monitor insurance prices, helping the average driver in Shiawasseetown save up to 41.9% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Shiawasseetown

The chart below shows the cheapest car insurance company in Shiawasseetown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.

 
Shiawasseetown Insurer Monthly Cost
Auto-Owners Insurance $103
Progressive $118
State Farm $119
Safeco Insurance $126

Savings for Every Kind of Shiawasseetown Driver

The table shows how much the average auto insurance customer in Shiawasseetown might save by following our recommendations.

Based on our extensive insurance data, we know the average Shiawasseetown driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,120 per year by choosing the right vehicle insurance company. Some Shiawasseetown residents are paying out over $2,787 extra every year for auto insurance in Shiawasseetown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Shiawasseetown Car Insurance vs. Michigan

People living in Shiawasseetown pay an average of 3.85% less than the typical driver in the state. The average driver in Shiawasseetown can expect to pay about $2,117 per year, or $2,787 for full coverage.

Based on our analysis, Safeco Insurance will be the cheapest provider in Shiawasseetown for most people.

Car Insurance Prices by Shiawasseetown Neighborhood

Shiawasseetown, MI map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Shiawasseetown?

The map shows insurance prices in and around Shiawasseetown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $26 per year within the city boundaries, with insurance premiums ranging from a high of $2,812 to a low of $2,786. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Shiawasseetown.

Pick the Best Car Insurance Company for You in Shiawasseetown

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Shiawasseetown insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Shiawasseetown

For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,120 over the average Shiawasseetown car insurance company.

Visit Site

We use the average good driver, paying $139 per month, as our baseline for pricing in Shiawasseetown. Geico, Safeco Insurance, and Auto-Owners Insurance are all good choices for quotes if you have a clean record.

The best car insurance provider for Shiawasseetown drivers with accidents on their records

In Shiawasseetown getting into an accident will raise premiums an average 38% for a yearly cost of $4,501. That's $1,713 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Progressive, Auto-Owners Insurance, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,829 over the competition.

Visit Site

The best car insurance company for Shiawasseetown drivers with speeding tickets

>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,618 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Shiawasseetown, tickets raise premiums on new quotes about $1,276. If you have a speeding ticket, we recommend Progressive, Auto-Owners Insurance, and Safeco Insurance for savings that beat the average insurance cost of $4,063 per year.

The best auto insurance for Shiawasseetown drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $5,872 per year in auto insurance premiums, which was $3,084 more than a driver with no major issues. Progressive, Auto-Owners Insurance, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $2,460 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Shiawasseetown

In Shiawasseetown, Geico costs young drivers $2,902 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 65% more for insurance than more mature drivers in Shiawasseetown. With an average cost of $7,862 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like Geico, Progressive, and Auto-Owners Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Shiawasseetown

The state of Michigan does not allow marriage discounts, so the prices are unchanged if you are married

The cheapest car insurance in Shiawasseetown for drivers with bad credit

The state of Michigan does not allow companies to use credit score to figure out premiums, so the prices are unchanged regardless of credit score

The best Shiawasseetown car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Shiawasseetown, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Shiawasseetown.

Nationwide was the best company for customer service in Shiawasseetown according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Shiawasseetown, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Shiawasseetown. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Shiawasseetown

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 9.8% of Shiawasseetown residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Shiawasseetown driver can expect to pay about $163 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Shiawasseetown, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Shiawasseetown

What Influences the Cost of Car Insurance in Shiawasseetown?

On average, car insurance in Shiawasseetown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Shiawasseetown is 31 minutes, which is about the national average for a driver in the state.
  • Michigan state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
  • Shiawasseetown is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Shiawasseetown is $176 per month for minimum coverage and $232 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

  • Corunna: Insurance costs 2.26% more
  • Bancroft: Insurance costs 2.48% more
  • Vernon: Insurance costs 2.94% more
  • Durand: Insurance costs 2.83% more
  • Kerby: Insurance costs 1.76% more
  • Owosso: Insurance costs 1.04% more
  • Pittsburg: Insurance costs 0.54% more
  • Morrice: Insurance costs 0.25% more
  • Lennon: Insurance costs 0.72% more
  • Perry: Insurance costs 0.43% more

Cities with Similar Populations

* Who is the average Shiawasseetown driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Shiawasseetown with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.