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Get Cheap Car Insurance in Shirley Mills, ME
We monitor insurance prices, helping the average driver in Shirley Mills save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Shirley Mills
The chart below shows the cheapest car insurance company in Shirley Mills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Shirley Mills Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $38 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of Shirley Mills Driver
Based on our extensive insurance data, we know the average Shirley Mills driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $233 per year by choosing the right vehicle insurance company. Some Shirley Mills residents are paying out over $953 extra every year for auto insurance in Shirley Mills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Shirley Mills, ME Savings / Yr. |
|---|---|
$233 |
|
$330 |
|
$299 |
|
$304 |
|
$968 |
|
$201 |
|
$425 |
Shirley Mills Car Insurance vs. Maine
People living in Shirley Mills pay an average of 0.74% more than the typical driver in the state. The average driver in Shirley Mills can expect to pay about $531 per year, or $953 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Shirley Mills for most people.
Car Insurance Prices by Shirley Mills Neighborhood
Insurance Prices
Where is insurance cheapest within Shirley Mills?
The map shows insurance prices in and around Shirley Mills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $953 to a low of $953. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Shirley Mills.Pick the Best Car Insurance Company for You in Shirley Mills
The best car insurance provider for most drivers in Shirley Mills
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $233 over the average Shirley Mills car insurance company.
The best car insurance provider for Shirley Mills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $330 over the competition.
The best car insurance company for Shirley Mills drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $299 better than other car insurance companies.
The best auto insurance for Shirley Mills drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $304 less each year.
The least expensive car insurance company for new and young drivers in Shirley Mills
In Shirley Mills, Concord Group Insurance costs young drivers $968 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Shirley Mills
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $201 saved each year compared to an average Shirley Mills couple's premiums.
The cheapest car insurance in Shirley Mills for drivers with bad credit
The best Shirley Mills car insurance company for customer service
Nationwide was the best company for customer service in Shirley Mills according to the NAIC.
Recent price drops
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The cheapest large national provider in Shirley Mills
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Shirley Mills driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Shirley Mills, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Shirley Mills
What Influences the Cost of Car Insurance in Shirley Mills?
On average, car insurance in Shirley Mills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Shirley Mills is 46 minutes, which is far more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Shirley Mills are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Shirley Mills is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Shirley Mills is $44 per month for minimum coverage and $79 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Blanchard: Insurance costs 0.73% less
- Greenville: Insurance costs 0.21% less
- Greenville Junction: Insurance costs 1.68% more
- Monson: Insurance costs 0.94% less
- Willimantic: Insurance costs 0.42% less
- Onawa: Insurance costs the same
- Upper Abbot: Insurance costs 1.68% less
- Abbot: Insurance costs 1.47% less
- North Guilford: Insurance costs 1.15% less
- Abbot Village: Insurance costs 1.68% less
Cities with Similar Populations
- Blackstone: Insurance costs 42.39% more
- Bobo: Insurance costs 85.73% more
- Boardman: Insurance costs 38.41% more
- Zumbro: Insurance costs 79.75% more
- Bloomingville: Insurance costs 11.86% more
- Bloomington: Insurance costs 16.26% more
- Blockton: Insurance costs 29.70% more
- Bleecker: Insurance costs 121.93% more
- Blanks: Insurance costs 222.46% more
- Zone: Insurance costs 10.91% more