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Get Cheap Car Insurance in Shoshone, ID
We monitor insurance prices, helping the average driver in Shoshone save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Shoshone
The chart below shows the cheapest car insurance company in Shoshone for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Shoshone Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $35 |
| Travelers | $38 |
| State Farm | $41 |
| Progressive | $43 |
Savings for Every Kind of Shoshone Driver
Based on our extensive insurance data, we know the average Shoshone driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $271 per year by choosing the right vehicle insurance company. Some Shoshone residents are paying out over $1,111 extra every year for auto insurance in Shoshone. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Shoshone, ID Savings / Yr. |
|---|---|
$271 |
|
$559 |
|
$485 |
|
$429 |
|
$1,020 |
|
$263 |
|
$421 |
Shoshone Car Insurance vs. Idaho
People living in Shoshone pay an average of 1.80% less than the typical driver in the state. The average driver in Shoshone can expect to pay about $616 per year, or $1,111 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Shoshone for most people.
Car Insurance Prices by Shoshone Neighborhood
Insurance Prices
Where is insurance cheapest within Shoshone?
The map shows insurance prices in and around Shoshone, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $39 per year within the city boundaries, with insurance premiums ranging from a high of $1,125 to a low of $1,086. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Shoshone.Pick the Best Car Insurance Company for You in Shoshone
The best car insurance provider for most drivers in Shoshone
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $271 over the average Shoshone car insurance company.
The best car insurance provider for Shoshone drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $559 over the competition.
The best car insurance company for Shoshone drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $485 better than other car insurance companies.
The best auto insurance for Shoshone drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $429 less each year.
The least expensive car insurance company for new and young drivers in Shoshone
In Shoshone, Auto-Owners Insurance costs young drivers $1,020 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Shoshone
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $263 saved each year compared to an average Shoshone couple's premiums.
The cheapest car insurance in Shoshone for drivers with bad credit
The best Shoshone car insurance company for customer service
Recent price drops
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The cheapest large national provider in Shoshone
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Shoshone driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Shoshone, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Shoshone
What Influences the Cost of Car Insurance in Shoshone?
On average, car insurance in Shoshone is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Shoshone are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Shoshone is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Shoshone is $51 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dietrich: Insurance costs 0.81% more
- Richfield: Insurance costs 1.17% less
- Gooding: Insurance costs 0.90% less
- Jerome: Insurance costs 0.90% more
- Wendell: Insurance costs 1.44% less
- Falls City: Insurance costs 3.06% less
- Tuttle: Insurance costs 1.89% less
- Selby: Insurance costs 1.35% less
- Sugar Loaf: Insurance costs 3.69% less
- Bliss: Insurance costs 1.89% less
Cities with Similar Populations
- Maurepas: Insurance costs 183.62% more
- Wilton: Insurance costs 13.59% less
- West Townsend: Insurance costs 34.83% more
- Troy: Insurance costs 20.97% more
- Toyahvale: Insurance costs 55.27% more
- Towanda: Insurance costs 37.44% more
- Tipton: Insurance costs 155.27% more
- Tahoe City: Insurance costs 69.22% more
- Stamford: Insurance costs 49.95% more
- Shalimar: Insurance costs 109.63% more