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Get Cheap Car Insurance in Silex, MO
We monitor insurance prices, helping the average driver in Silex save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Silex
The chart below shows the cheapest car insurance company in Silex for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Silex Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Travelers | $69 |
| Safeco Insurance | $70 |
| Clearcover | $75 |
Savings for Every Kind of Silex Driver
Based on our extensive insurance data, we know the average Silex driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $488 per year by choosing the right vehicle insurance company. Some Silex residents are paying out over $1,807 extra every year for auto insurance in Silex. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Silex, MO Savings / Yr. |
|---|---|
$488 |
|
$680 |
|
$622 |
|
$696 |
|
$1,469 |
|
$379 |
|
$582 |
Silex Car Insurance vs. Missouri
People living in Silex pay an average of 0.31% more than the typical driver in the state. The average driver in Silex can expect to pay about $1,112 per year, or $1,807 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Silex for most people.
Car Insurance Prices by Silex Neighborhood
Insurance Prices
Where is insurance cheapest within Silex?
The map shows insurance prices in and around Silex, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $95 per year within the city boundaries, with insurance premiums ranging from a high of $1,887 to a low of $1,792. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Silex.Pick the Best Car Insurance Company for You in Silex
The best car insurance provider for most drivers in Silex
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $488 over the average Silex car insurance company.
The best car insurance provider for Silex drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $680 over the competition.
The best car insurance company for Silex drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $622 better than other car insurance companies.
The best auto insurance for Silex drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $696 less each year.
The least expensive car insurance company for new and young drivers in Silex
In Silex, Travelers costs young drivers $1,469 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Silex
State Farm gave the largest car insurance discounts to married couples, averaging $379 saved each year compared to an average Silex couple's premiums.
The cheapest car insurance in Silex for drivers with bad credit
The best Silex car insurance company for customer service
Recent price drops
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The cheapest large national provider in Silex
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Silex driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Silex, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Silex
What Influences the Cost of Car Insurance in Silex?
On average, car insurance in Silex is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Silex is 40 minutes, which is far more than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Silex are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Silex is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Silex is $93 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Millwood: Insurance costs 0.72% less
- Davis: Insurance costs 0.77% more
- Whiteside: Insurance costs 0.77% less
- Cave: Insurance costs the same
- Okete: Insurance costs 0.50% more
- Louisville: Insurance costs 0.61% less
- Olney: Insurance costs 3.82% more
- Newhope: Insurance costs 0.61% less
- Eolia: Insurance costs 0.66% less
- Edgewood: Insurance costs 1.05% less
Cities with Similar Populations
- Union Hall: Insurance costs 34.14% less
- Greenwood: Insurance costs 55.06% more
- Gregory: Insurance costs 6.25% less
- Groton: Insurance costs 15.11% less
- Hancock: Insurance costs 36.69% less
- Hill City: Insurance costs 11.29% less
- Hinton: Insurance costs 33.98% less
- Horatio: Insurance costs 6.47% less
- Island City: Insurance costs 21.97% less
- Kellyton: Insurance costs 12.45% less