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Get Cheap Car Insurance in Silver Grove, KY
We monitor insurance prices, helping the average driver in Silver Grove save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Silver Grove
The chart below shows the cheapest car insurance company in Silver Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Silver Grove Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $56 |
| State Farm | $56 |
| Travelers | $81 |
| Geico | $88 |
Savings for Every Kind of Silver Grove Driver
Based on our extensive insurance data, we know the average Silver Grove driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $494 per year by choosing the right vehicle insurance company. Some Silver Grove residents are paying out over $1,954 extra every year for auto insurance in Silver Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Silver Grove, KY Savings / Yr. |
|---|---|
$494 |
|
$809 |
|
$797 |
|
$806 |
|
$1,595 |
|
$534 |
|
$855 |
Silver Grove Car Insurance vs. Kentucky
People living in Silver Grove pay an average of 8.44% less than the typical driver in the state. The average driver in Silver Grove can expect to pay about $1,006 per year, or $1,954 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Silver Grove for most people.
Car Insurance Prices by Silver Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Silver Grove?
The map shows insurance prices in and around Silver Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,954 to a low of $1,954. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Silver Grove.Pick the Best Car Insurance Company for You in Silver Grove
The best car insurance provider for most drivers in Silver Grove
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $494 over the average Silver Grove car insurance company.
The best car insurance provider for Silver Grove drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $809 over the competition.
The best car insurance company for Silver Grove drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $797 better than other car insurance companies.
The best auto insurance for Silver Grove drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $806 less each year.
The least expensive car insurance company for new and young drivers in Silver Grove
In Silver Grove, State Farm costs young drivers $1,595 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Silver Grove
State Farm gave the largest car insurance discounts to married couples, averaging $534 saved each year compared to an average Silver Grove couple's premiums.
The cheapest car insurance in Silver Grove for drivers with bad credit
The best Silver Grove car insurance company for customer service
Nationwide was the best company for customer service in Silver Grove according to the NAIC.
Recent price drops
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The cheapest large national provider in Silver Grove
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Silver Grove driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Silver Grove, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Silver Grove
What Influences the Cost of Car Insurance in Silver Grove?
On average, car insurance in Silver Grove is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Silver Grove is 26 minutes, which is far less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Silver Grove are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Silver Grove is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Silver Grove is $84 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Crestview: Insurance costs 1.28% more
- Melbourne: Insurance costs 3.89% more
- Cold Spring: Insurance costs 3.28% more
- Highland Heights: Insurance costs 2.87% more
- Fort Thomas: Insurance costs 5.42% more
- Wilder: Insurance costs 5.02% more
- Southgate: Insurance costs 4.61% more
- Newport: Insurance costs 12.79% more
- Tylor Mill: Insurance costs 3.79% more
- Latonia: Insurance costs 8.19% more
Cities with Similar Populations
- Alloway: Insurance costs 11.98% less
- Angelica: Insurance costs 5.22% more
- Peconic: Insurance costs 22.21% more
- Nebo: Insurance costs 6.70% more
- Needmore: Insurance costs 30.25% less
- Nelsonville: Insurance costs 25.08% more
- New Sharon: Insurance costs 50.77% less
- Newhall: Insurance costs 37.31% less
- Nixonville: Insurance costs 17.40% less
- Normantown: Insurance costs 16.38% less