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Get Cheap Car Insurance in Silver Springs Shores, FL
We monitor insurance prices, helping the average driver in Silver Springs Shores save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Silver Springs Shores
The chart below shows the cheapest car insurance company in Silver Springs Shores for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Silver Springs Shores Insurer | Monthly Cost |
|---|---|
| Geico | $129 |
| State Farm | $137 |
| Gainsco | $178 |
| Bristol West | $178 |
Savings for Every Kind of Silver Springs Shores Driver
Based on our extensive insurance data, we know the average Silver Springs Shores driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $790 per year by choosing the right vehicle insurance company. Some Silver Springs Shores residents are paying out over $2,701 extra every year for auto insurance in Silver Springs Shores. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Silver Springs Shores, FL Savings / Yr. |
|---|---|
$790 |
|
$1,160 |
|
$892 |
|
$883 |
|
$2,806 |
|
$767 |
|
$1,117 |
Silver Springs Shores Car Insurance vs. Florida
People living in Silver Springs Shores pay an average of 2.22% more than the typical driver in the state. The average driver in Silver Springs Shores can expect to pay about $2,466 per year, or $2,701 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Silver Springs Shores for most people.
Car Insurance Prices by Silver Springs Shores Neighborhood
Insurance Prices
Where is insurance cheapest within Silver Springs Shores?
The map shows insurance prices in and around Silver Springs Shores, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $422 per year within the city boundaries, with insurance premiums ranging from a high of $2,830 to a low of $2,408. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Silver Springs Shores.Pick the Best Car Insurance Company for You in Silver Springs Shores
The best car insurance provider for most drivers in Silver Springs Shores
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $790 over the average Silver Springs Shores car insurance company.
The best car insurance provider for Silver Springs Shores drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,160 over the competition.
The best car insurance company for Silver Springs Shores drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $892 better than other car insurance companies.
The best auto insurance for Silver Springs Shores drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $883 less each year.
The least expensive car insurance company for new and young drivers in Silver Springs Shores
In Silver Springs Shores, Geico costs young drivers $2,806 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Silver Springs Shores
Geico gave the largest car insurance discounts to married couples, averaging $767 saved each year compared to an average Silver Springs Shores couple's premiums.
The cheapest car insurance in Silver Springs Shores for drivers with bad credit
The best Silver Springs Shores car insurance company for customer service
Allstate was the best company for customer service in Silver Springs Shores according to the NAIC.
Recent price drops
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The cheapest large national provider in Silver Springs Shores
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Silver Springs Shores driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Silver Springs Shores, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Silver Springs Shores
What Influences the Cost of Car Insurance in Silver Springs Shores?
On average, car insurance in Silver Springs Shores is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Silver Springs Shores are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Silver Springs Shores has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Silver Springs Shores is $205 per month for minimum coverage and $225 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Belleview: Insurance costs 11.29% less
- Ocklawaha: Insurance costs 9.77% less
- Silver Springs: Insurance costs 9.18% less
- Ocala: Insurance costs 9.51% less
- Lynne: Insurance costs 8.00% less
- Eastlake Weir: Insurance costs 9.92% less
- Moss Bluff: Insurance costs 6.96% less
- Burbank: Insurance costs 12.18% less
- Fellowship: Insurance costs 10.40% less
- Dunnellon: Insurance costs 10.74% less
Cities with Similar Populations
- Fishersville: Insurance costs 56.98% less
- St. Augustine Beach: Insurance costs 11.96% less
- Springs: Insurance costs 6.15% less
- Spring Lake Park: Insurance costs 35.10% less
- Spring City: Insurance costs 49.91% less
- Southwood Acres: Insurance costs 29.36% less
- Fort Meade: Insurance costs 6.63% less
- Fort Campbell: Insurance costs 49.87% less
- Fort Belvoir: Insurance costs 50.87% less
- Forest Hill: Insurance costs 31.25% less