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Get Cheap Car Insurance in Sioux Valley, MN
We monitor insurance prices, helping the average driver in Sioux Valley save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Sioux Valley
The chart below shows the cheapest car insurance company in Sioux Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Sioux Valley Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Auto-Owners Insurance | $56 |
| Kemper | $59 |
| American Family Insurance | $59 |
Savings for Every Kind of Sioux Valley Driver
Based on our extensive insurance data, we know the average Sioux Valley driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $424 per year by choosing the right vehicle insurance company. Some Sioux Valley residents are paying out over $1,575 extra every year for auto insurance in Sioux Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sioux Valley, MN Savings / Yr. |
|---|---|
$424 |
|
$533 |
|
$343 |
|
$697 |
|
$1,195 |
|
$354 |
|
$931 |
Sioux Valley Car Insurance vs. Minnesota
People living in Sioux Valley pay an average of 1.94% less than the typical driver in the state. The average driver in Sioux Valley can expect to pay about $815 per year, or $1,575 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Sioux Valley for most people.
Car Insurance Prices by Sioux Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Sioux Valley?
The map shows insurance prices in and around Sioux Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $30 per year within the city boundaries, with insurance premiums ranging from a high of $1,596 to a low of $1,566. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Sioux Valley.Pick the Best Car Insurance Company for You in Sioux Valley
The best car insurance provider for most drivers in Sioux Valley
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $424 over the average Sioux Valley car insurance company.
The best car insurance provider for Sioux Valley drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $533 over the competition.
The best car insurance company for Sioux Valley drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $343 better than other car insurance companies.
The best auto insurance for Sioux Valley drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $697 less each year.
The least expensive car insurance company for new and young drivers in Sioux Valley
In Sioux Valley, State Farm costs young drivers $1,195 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sioux Valley
State Farm gave the largest car insurance discounts to married couples, averaging $354 saved each year compared to an average Sioux Valley couple's premiums.
The cheapest car insurance in Sioux Valley for drivers with bad credit
The best Sioux Valley car insurance company for customer service
Nationwide was the best company for customer service in Sioux Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Sioux Valley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Sioux Valley driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sioux Valley, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Sioux Valley
What Influences the Cost of Car Insurance in Sioux Valley?
On average, car insurance in Sioux Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sioux Valley are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Sioux Valley is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sioux Valley is $68 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lake Park: Insurance costs 0.95% more
- Audubon: Insurance costs 0.44% more
- Rollag: Insurance costs 1.59% more
- Hawley: Insurance costs 0.32% more
- Hitterdal: Insurance costs the same
- Lake Eunice: Insurance costs 0.70% more
- Callaway: Insurance costs 0.25% more
- Westbury: Insurance costs 1.71% less
- Shoreham: Insurance costs 1.27% less
- Detroit Lakes: Insurance costs 1.02% less
Cities with Similar Populations
- Weitchpec: Insurance costs 21.33% more
- Bandana: Insurance costs 32.19% more
- Barney: Insurance costs 13.78% less
- Battiest: Insurance costs 9.97% more
- Bear Branch: Insurance costs 55.62% more
- Bivalve: Insurance costs 12.95% more
- Black Springs: Insurance costs 7.05% more
- Bondurant: Insurance costs 2.48% less
- Boxelder: Insurance costs 5.46% more
- Broad Top: Insurance costs 12.83% less