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Get Cheap Car Insurance in Sitka, AK
We monitor insurance prices, helping the average driver in Sitka save up to 23.6% on car insurance.
The Cheapest Minimum Coverage in Sitka
The chart below shows the cheapest car insurance company in Sitka for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Allstate, and Progressive.
| Sitka Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| Geico | $46 |
| Allstate | $68 |
| Progressive | $105 |
Savings for Every Kind of Sitka Driver
Based on our extensive insurance data, we know the average Sitka driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $267 per year by choosing the right vehicle insurance company. Some Sitka residents are paying out over $1,302 extra every year for auto insurance in Sitka. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sitka, AK Savings / Yr. |
|---|---|
$267 |
|
$415 |
|
$259 |
|
$285 |
|
$705 |
|
$239 |
|
$90 |
Sitka Car Insurance vs. Alaska
People living in Sitka pay an average of 5.31% less than the typical driver in the state. The average driver in Sitka can expect to pay about $637 per year, or $1,302 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Sitka for most people.
Car Insurance Prices by Sitka Neighborhood
Insurance Prices
Where is insurance cheapest within Sitka?
The map shows insurance prices in and around Sitka, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $218 per year within the city boundaries, with insurance premiums ranging from a high of $1,410 to a low of $1,192. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Sitka.Pick the Best Car Insurance Company for You in Sitka
The best car insurance provider for most drivers in Sitka
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $267 over the average Sitka car insurance company.
The best car insurance provider for Sitka drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $415 over the competition.
The best car insurance company for Sitka drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $259 better than other car insurance companies.
The best auto insurance for Sitka drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $285 less each year.
The least expensive car insurance company for new and young drivers in Sitka
In Sitka, State Farm costs young drivers $705 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sitka
State Farm gave the largest car insurance discounts to married couples, averaging $239 saved each year compared to an average Sitka couple's premiums.
The cheapest car insurance in Sitka for drivers with bad credit
The best Sitka car insurance company for customer service
Recent price drops
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The cheapest large national provider in Sitka
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Sitka driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sitka, USAA has the best prices for drivers with speeding tickets, drivers with accidents, good drivers, young drivers, drivers with a DUI conviction, married couples, and drivers with bad credit.Auto Insurance Prices in and Around Sitka
What Influences the Cost of Car Insurance in Sitka?
On average, car insurance in Sitka is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Alaska state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sitka are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Sitka is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sitka is $53 per month for minimum coverage and $109 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Angoon: Insurance costs 10.60% less
- Port Alexander: Insurance costs 8.37% less
- Tenakee Springs: Insurance costs 10.14% less
- Kake: Insurance costs 10.45% less
- Pelican: Insurance costs 10.75% less
- Sunnyside: Insurance costs 10.60% less
- Hoonah: Insurance costs 10.45% less
- Elfin Cove: Insurance costs 9.91% less
- Scow Bay: Insurance costs 12.21% less
- Douglas: Insurance costs 4.15% less
Cities with Similar Populations
- Elmsford: Insurance costs 122.20% more
- Temple: Insurance costs 4.22% more
- Tecumseh: Insurance costs 33.10% more
- Export: Insurance costs 6.07% more
- Excelsior: Insurance costs 25.35% more
- Evington: Insurance costs 10.60% less
- Tea: Insurance costs 15.67% more
- Tazewell: Insurance costs 4.92% more
- Eudora: Insurance costs 18.74% more
- Estes Park: Insurance costs 41.01% more