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Get Cheap Car Insurance in Sleepy Eye, MN
We monitor insurance prices, helping the average driver in Sleepy Eye save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Sleepy Eye
The chart below shows the cheapest car insurance company in Sleepy Eye for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Sleepy Eye Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Auto-Owners Insurance | $54 |
| Kemper | $57 |
| American Family Insurance | $57 |
Savings for Every Kind of Sleepy Eye Driver
Based on our extensive insurance data, we know the average Sleepy Eye driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $411 per year by choosing the right vehicle insurance company. Some Sleepy Eye residents are paying out over $1,526 extra every year for auto insurance in Sleepy Eye. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sleepy Eye, MN Savings / Yr. |
|---|---|
$411 |
|
$517 |
|
$333 |
|
$676 |
|
$1,159 |
|
$343 |
|
$902 |
Sleepy Eye Car Insurance vs. Minnesota
People living in Sleepy Eye pay an average of 4.96% less than the typical driver in the state. The average driver in Sleepy Eye can expect to pay about $790 per year, or $1,526 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Sleepy Eye for most people.
Car Insurance Prices by Sleepy Eye Neighborhood
Insurance Prices
Where is insurance cheapest within Sleepy Eye?
The map shows insurance prices in and around Sleepy Eye, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $39 per year within the city boundaries, with insurance premiums ranging from a high of $1,549 to a low of $1,510. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Sleepy Eye.Pick the Best Car Insurance Company for You in Sleepy Eye
The best car insurance provider for most drivers in Sleepy Eye
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $411 over the average Sleepy Eye car insurance company.
The best car insurance provider for Sleepy Eye drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $517 over the competition.
The best car insurance company for Sleepy Eye drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $333 better than other car insurance companies.
The best auto insurance for Sleepy Eye drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $676 less each year.
The least expensive car insurance company for new and young drivers in Sleepy Eye
In Sleepy Eye, State Farm costs young drivers $1,159 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sleepy Eye
State Farm gave the largest car insurance discounts to married couples, averaging $343 saved each year compared to an average Sleepy Eye couple's premiums.
The cheapest car insurance in Sleepy Eye for drivers with bad credit
The best Sleepy Eye car insurance company for customer service
Nationwide was the best company for customer service in Sleepy Eye according to the NAIC.
Recent price drops
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The cheapest large national provider in Sleepy Eye
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Sleepy Eye driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sleepy Eye, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Sleepy Eye
What Influences the Cost of Car Insurance in Sleepy Eye?
On average, car insurance in Sleepy Eye is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sleepy Eye is 24 minutes, which is far less than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sleepy Eye are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Sleepy Eye has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sleepy Eye is $66 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Searles: Insurance costs 0.33% less
- Cobden: Insurance costs 0.98% more
- Essig: Insurance costs 0.92% less
- Leavenworth: Insurance costs 0.46% less
- Evan: Insurance costs 0.46% more
- St. George: Insurance costs 0.59% less
- Godahl: Insurance costs 0.20% less
- Springfield: Insurance costs 1.70% more
- New Ulm: Insurance costs 0.98% less
- Morgan: Insurance costs 2.75% more
Cities with Similar Populations
- Clarksville: Insurance costs 29.10% less
- Dewey-Humboldt: Insurance costs 14.29% more
- Galliano: Insurance costs 97.05% more
- Gibsonburg: Insurance costs 29.42% less
- Oxford: Insurance costs 40.83% more
- Naples: Insurance costs 37.48% more
- Plantersville: Insurance costs 5.96% more
- Sloan: Insurance costs 55.44% more
- South Charleston: Insurance costs 28.83% less
- South Haven: Insurance costs 8.58% more