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Get Cheap Car Insurance in Smoot, WY
We monitor insurance prices, helping the average driver in Smoot save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Smoot
The chart below shows the cheapest car insurance company in Smoot for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Progressive, Geico, and Dairyland.
| Smoot Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $36 |
| Progressive | $37 |
| Geico | $38 |
| Dairyland | $41 |
Savings for Every Kind of Smoot Driver
Based on our extensive insurance data, we know the average Smoot driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $348 per year by choosing the right vehicle insurance company. Some Smoot residents are paying out over $1,538 extra every year for auto insurance in Smoot. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Smoot, WY Savings / Yr. |
|---|---|
$348 |
|
$471 |
|
$419 |
|
$763 |
|
$700 |
|
$325 |
|
$317 |
Smoot Car Insurance vs. Wyoming
People living in Smoot pay an average of 1.54% less than the typical driver in the state. The average driver in Smoot can expect to pay about $680 per year, or $1,538 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Smoot for most people.
Car Insurance Prices by Smoot Neighborhood
Insurance Prices
Where is insurance cheapest within Smoot?
The map shows insurance prices in and around Smoot, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $17 per year within the city boundaries, with insurance premiums ranging from a high of $1,538 to a low of $1,521. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the North parts of Smoot.Pick the Best Car Insurance Company for You in Smoot
The best car insurance provider for most drivers in Smoot
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $348 over the average Smoot car insurance company.
The best car insurance provider for Smoot drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $471 over the competition.
The best car insurance company for Smoot drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $419 better than other car insurance companies.
The best auto insurance for Smoot drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $763 less each year.
The least expensive car insurance company for new and young drivers in Smoot
In Smoot, State Farm costs young drivers $700 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Smoot
Geico gave the largest car insurance discounts to married couples, averaging $325 saved each year compared to an average Smoot couple's premiums.
The cheapest car insurance in Smoot for drivers with bad credit
The best Smoot car insurance company for customer service
Recent price drops
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The cheapest large national provider in Smoot
For customers who prefer to work with large national providers, we recommend Progressive for pricing. The average Smoot driver can expect to pay about $107 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Smoot, USAA has the best prices for drivers with accidents, drivers with bad credit, good drivers, drivers with a DUI conviction, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around Smoot
What Influences the Cost of Car Insurance in Smoot?
On average, car insurance in Smoot is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Smoot is 24 minutes, which is a little less than average for a driver in the state.
- Wyoming state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Smoot are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Smoot is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Smoot is $57 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Osmond: Insurance costs 0.20% less
- Fairview: Insurance costs 0.07% less
- Afton: Insurance costs 0.46% less
- Auburn: Insurance costs 1.24% less
- Auburn: Insurance costs 28.80% less
- Grover: Insurance costs 1.24% less
- Turnerville: Insurance costs 1.11% less
- Bedford: Insurance costs 0.85% less
- Geneva: Insurance costs 28.02% less
- Thayne: Insurance costs 0.20% more
Cities with Similar Populations
- Apolonia: Insurance costs 5.66% more
- Bannister: Insurance costs 83.42% more
- Ariel: Insurance costs 9.43% less
- Argyle: Insurance costs 3.58% more
- Andover: Insurance costs 5.92% less
- Alakanuk: Insurance costs 11.18% less
- Albany: Insurance costs 20.61% less
- Oconee: Insurance costs 12.68% more
- Old Bethel: Insurance costs 0.65% more
- Oak City: Insurance costs 16.91% less