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Get Cheap Car Insurance in Smyrna, DE
We monitor insurance prices, helping the average driver in Smyrna save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Smyrna
The chart below shows the cheapest car insurance company in Smyrna for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Smyrna Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $80 |
| State Farm | $81 |
| Travelers | $81 |
| Dairyland | $96 |
Savings for Every Kind of Smyrna Driver
Based on our extensive insurance data, we know the average Smyrna driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $449 per year by choosing the right vehicle insurance company. Some Smyrna residents are paying out over $1,944 extra every year for auto insurance in Smyrna. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Smyrna, DE Savings / Yr. |
|---|---|
$449 |
|
$761 |
|
$515 |
|
$444 |
|
$2,144 |
|
$458 |
|
$486 |
Smyrna Car Insurance vs. Delaware
People living in Smyrna pay an average of 4.50% more than the typical driver in the state. The average driver in Smyrna can expect to pay about $1,287 per year, or $1,944 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Smyrna for most people.
Car Insurance Prices by Smyrna Neighborhood
Insurance Prices
Where is insurance cheapest within Smyrna?
The map shows insurance prices in and around Smyrna, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $256 per year within the city boundaries, with insurance premiums ranging from a high of $2,052 to a low of $1,796. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Smyrna.Pick the Best Car Insurance Company for You in Smyrna
The best car insurance provider for most drivers in Smyrna
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $449 over the average Smyrna car insurance company.
The best car insurance provider for Smyrna drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $761 over the competition.
The best car insurance company for Smyrna drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $515 better than other car insurance companies.
The best auto insurance for Smyrna drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $444 less each year.
The least expensive car insurance company for new and young drivers in Smyrna
In Smyrna, State Farm costs young drivers $2,144 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Smyrna
State Farm gave the largest car insurance discounts to married couples, averaging $458 saved each year compared to an average Smyrna couple's premiums.
The cheapest car insurance in Smyrna for drivers with bad credit
The best Smyrna car insurance company for customer service
Recent price drops
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The cheapest large national provider in Smyrna
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Smyrna driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Smyrna, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Smyrna
What Influences the Cost of Car Insurance in Smyrna?
On average, car insurance in Smyrna is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Smyrna is 41 minutes, which is far more than average for a driver in the state.
- Delaware state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Smyrna are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Smyrna is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Smyrna is $107 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Clayton: Insurance costs 3.76% less
- Eberton: Insurance costs 2.57% less
- Smyrna Landing: Insurance costs 4.63% more
- Cheswold: Insurance costs 4.32% less
- Kenton: Insurance costs 7.61% less
- Leipsic: Insurance costs 4.22% less
- Seeneytown: Insurance costs 6.22% less
- Woodland Beach: Insurance costs 2.31% less
- Downs Chapel: Insurance costs 6.69% less
- Point Breeze: Insurance costs 2.21% less
Cities with Similar Populations
- Ronkonkoma: Insurance costs 37.71% more
- Hastings: Insurance costs 28.60% less
- Hauppauge: Insurance costs 39.35% more
- Helena: Insurance costs 16.46% less
- Highland: Insurance costs 34.67% less
- Hingham: Insurance costs 12.19% less
- Hinsdale: Insurance costs 17.64% less
- Riverside: Insurance costs 40.95% less
- Rock Springs: Insurance costs 21.24% less
- Rolling Meadows: Insurance costs 18.52% less