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Get Cheap Car Insurance in Sodus Point, NY
We monitor insurance prices, helping the average driver in Sodus Point save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Sodus Point
The chart below shows the cheapest car insurance company in Sodus Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Sodus Point Insurer | Monthly Cost |
|---|---|
| Kemper | $76 |
| Plymouth Rock Assurance | $101 |
| Safeco Insurance | $109 |
| Geico | $113 |
Savings for Every Kind of Sodus Point Driver
Based on our extensive insurance data, we know the average Sodus Point driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $615 per year by choosing the right vehicle insurance company. Some Sodus Point residents are paying out over $2,064 extra every year for auto insurance in Sodus Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sodus Point, NY Savings / Yr. |
|---|---|
$615 |
|
$392 |
|
$784 |
|
$793 |
|
$1,943 |
|
$650 |
|
$1,036 |
Sodus Point Car Insurance vs. New York
People living in Sodus Point pay an average of 14.90% less than the typical driver in the state. The average driver in Sodus Point can expect to pay about $1,497 per year, or $2,064 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Sodus Point for most people.
Car Insurance Prices by Sodus Point Neighborhood
Insurance Prices
Where is insurance cheapest within Sodus Point?
The map shows insurance prices in and around Sodus Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $126 per year within the city boundaries, with insurance premiums ranging from a high of $2,168 to a low of $2,042. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Sodus Point.Pick the Best Car Insurance Company for You in Sodus Point
The best car insurance provider for most drivers in Sodus Point
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $615 over the average Sodus Point car insurance company.
The best car insurance provider for Sodus Point drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $392 over the competition.
The best car insurance company for Sodus Point drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $784 better than other car insurance companies.
The best auto insurance for Sodus Point drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $793 less each year.
The least expensive car insurance company for new and young drivers in Sodus Point
In Sodus Point, Progressive costs young drivers $1,943 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sodus Point
Progressive gave the largest car insurance discounts to married couples, averaging $650 saved each year compared to an average Sodus Point couple's premiums.
The cheapest car insurance in Sodus Point for drivers with bad credit
The best Sodus Point car insurance company for customer service
Nationwide was the best company for customer service in Sodus Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Sodus Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Sodus Point driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sodus Point, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Sodus Point
What Influences the Cost of Car Insurance in Sodus Point?
On average, car insurance in Sodus Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sodus Point are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Sodus Point is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sodus Point is $125 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Alton: Insurance costs 0.87% less
- Wallington: Insurance costs 5.04% more
- Sodus: Insurance costs 2.86% more
- Resort: Insurance costs 0.68% more
- Lake Bluff: Insurance costs 1.07% more
- North Rose: Insurance costs the same
- Wayne Center: Insurance costs 0.05% less
- Pultneyville: Insurance costs 2.42% more
- East Williamson: Insurance costs 0.39% more
- Wolcott: Insurance costs 0.63% less
Cities with Similar Populations
- East Marion: Insurance costs 14.44% more
- Urbancrest: Insurance costs 44.53% less
- Upsala: Insurance costs 19.23% less
- Union Dale: Insurance costs 32.27% less
- Ulm: Insurance costs 20.98% less
- Trimont: Insurance costs 24.37% less
- Toquerville: Insurance costs 34.79% less
- Tildenville: Insurance costs 33.77% more
- Fairfax: Insurance costs 13.08% less
- Eldridge: Insurance costs 14.24% less