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Get Cheap Car Insurance in Solon Mills, IL
We monitor insurance prices, helping the average driver in Solon Mills save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Solon Mills
The chart below shows the cheapest car insurance company in Solon Mills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Solon Mills Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Country Financial | $50 |
| Metromile | $54 |
| American Family Insurance | $58 |
Savings for Every Kind of Solon Mills Driver
Based on our extensive insurance data, we know the average Solon Mills driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $319 per year by choosing the right vehicle insurance company. Some Solon Mills residents are paying out over $1,366 extra every year for auto insurance in Solon Mills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Solon Mills, IL Savings / Yr. |
|---|---|
$319 |
|
$600 |
|
$480 |
|
$504 |
|
$1,240 |
|
$357 |
|
$458 |
Solon Mills Car Insurance vs. Illinois
People living in Solon Mills pay an average of 9.59% less than the typical driver in the state. The average driver in Solon Mills can expect to pay about $811 per year, or $1,366 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Solon Mills for most people.
Car Insurance Prices by Solon Mills Neighborhood
Insurance Prices
Where is insurance cheapest within Solon Mills?
The map shows insurance prices in and around Solon Mills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,385 to a low of $1,351. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Solon Mills.Pick the Best Car Insurance Company for You in Solon Mills
The best car insurance provider for most drivers in Solon Mills
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $319 over the average Solon Mills car insurance company.
The best car insurance provider for Solon Mills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $600 over the competition.
The best car insurance company for Solon Mills drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $480 better than other car insurance companies.
The best auto insurance for Solon Mills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $504 less each year.
The least expensive car insurance company for new and young drivers in Solon Mills
In Solon Mills, State Farm costs young drivers $1,240 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Solon Mills
State Farm gave the largest car insurance discounts to married couples, averaging $357 saved each year compared to an average Solon Mills couple's premiums.
The cheapest car insurance in Solon Mills for drivers with bad credit
The best Solon Mills car insurance company for customer service
Nationwide was the best company for customer service in Solon Mills according to the NAIC.
Recent price drops
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The cheapest large national provider in Solon Mills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Solon Mills driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Solon Mills, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Solon Mills
What Influences the Cost of Car Insurance in Solon Mills?
On average, car insurance in Solon Mills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Solon Mills are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Solon Mills is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Solon Mills is $68 per month for minimum coverage and $114 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Richmond: Insurance costs 0.22% less
- Spring Grove: Insurance costs 10.18% more
- Ringwood: Insurance costs 0.29% more
- Pistakee Highlands: Insurance costs 9.44% more
- Johnsburg: Insurance costs 10.98% more
- Twin Lakes: Insurance costs 15.81% less
- Fox Lake: Insurance costs 10.18% more
- Genoa City: Insurance costs 16.76% less
- McCullom Lake: Insurance costs 11.79% more
- Channel Lake: Insurance costs 0.07% more
Cities with Similar Populations
- Rayburn: Insurance costs 12.66% more
- Pearsons Corner: Insurance costs 10.61% more
- Pecwan: Insurance costs 39.17% more
- Pedee: Insurance costs 16.98% less
- Pennington: Insurance costs 24.67% more
- Penton: Insurance costs 13.91% more
- Perks: Insurance costs 7.98% more
- Pershing: Insurance costs 9.08% less
- Pineridge: Insurance costs 37.12% more
- Piney Woods: Insurance costs 15.37% more