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Get Cheap Car Insurance in Somerset, MA
We monitor insurance prices, helping the average driver in Somerset save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Somerset
The chart below shows the cheapest car insurance company in Somerset for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Somerset Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $40 |
| Geico | $43 |
| Midvale Home & Auto | $51 |
| Travelers | $64 |
Savings for Every Kind of Somerset Driver
Based on our extensive insurance data, we know the average Somerset driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $551 per year by choosing the right vehicle insurance company. Some Somerset residents are paying out over $1,611 extra every year for auto insurance in Somerset. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Somerset, MA Savings / Yr. |
|---|---|
$551 |
|
$820 |
|
$682 |
|
$905 |
|
$1,995 |
|
$0 |
|
$0 |
Somerset Car Insurance vs. Massachusetts
People living in Somerset pay an average of 3.76% more than the typical driver in the state. The average driver in Somerset can expect to pay about $692 per year, or $1,611 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Somerset for most people.
Car Insurance Prices by Somerset Neighborhood
Insurance Prices
Where is insurance cheapest within Somerset?
The map shows insurance prices in and around Somerset, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $149 per year within the city boundaries, with insurance premiums ranging from a high of $1,700 to a low of $1,551. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Somerset.Pick the Best Car Insurance Company for You in Somerset
The best car insurance provider for most drivers in Somerset
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $551 over the average Somerset car insurance company.
The best car insurance provider for Somerset drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $820 over the competition.
The best car insurance company for Somerset drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $682 better than other car insurance companies.
The best auto insurance for Somerset drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $905 less each year.
The least expensive car insurance company for new and young drivers in Somerset
In Somerset, State Farm costs young drivers $1,995 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Somerset
The cheapest car insurance in Somerset for drivers with bad credit
The best Somerset car insurance company for customer service
Recent price drops
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The cheapest large national provider in Somerset
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Somerset driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Somerset, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Somerset
What Influences the Cost of Car Insurance in Somerset?
On average, car insurance in Somerset is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Somerset is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Somerset is $58 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Swansea: Insurance costs 3.54% less
- Assonet Bay Shores: Insurance costs 1.43% less
- Fall River: Insurance costs 7.88% more
- Dighton: Insurance costs 2.48% less
- Assonet: Insurance costs 0.31% less
- Warren: Insurance costs 41.59% more
- Chartley: Insurance costs 1.43% less
- Berkley: Insurance costs 1.92% less
- North Dighton: Insurance costs 0.62% less
- North Westport: Insurance costs 1.49% less
Cities with Similar Populations
- Weehawken: Insurance costs 43.27% more
- Gibsonton: Insurance costs 88.52% more
- Gilmer: Insurance costs 3.04% more
- Glen Mills: Insurance costs 11.86% less
- Windham: Insurance costs 41.28% less
- Great Bend: Insurance costs 2.98% less
- Great Falls: Insurance costs 20.24% less
- Greenfield: Insurance costs 6.39% less
- Greensburg: Insurance costs 28.12% less
- Greenville: Insurance costs 33.33% less