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Get Cheap Car Insurance in South Amherst, OH
We monitor insurance prices, helping the average driver in South Amherst save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in South Amherst
The chart below shows the cheapest car insurance company in South Amherst for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| South Amherst Insurer | Monthly Cost |
|---|---|
| State Farm | $44 |
| Safeco Insurance | $46 |
| Travelers | $46 |
| Mile Auto | $48 |
Savings for Every Kind of South Amherst Driver
Based on our extensive insurance data, we know the average South Amherst driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $282 per year by choosing the right vehicle insurance company. Some South Amherst residents are paying out over $1,066 extra every year for auto insurance in South Amherst. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Amherst, OH Savings / Yr. |
|---|---|
$282 |
|
$479 |
|
$405 |
|
$433 |
|
$1,035 |
|
$294 |
|
$413 |
South Amherst Car Insurance vs. Ohio
People living in South Amherst pay an average of 5.14% less than the typical driver in the state. The average driver in South Amherst can expect to pay about $720 per year, or $1,066 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in South Amherst for most people.
Car Insurance Prices by South Amherst Neighborhood
Insurance Prices
Where is insurance cheapest within South Amherst?
The map shows insurance prices in and around South Amherst, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $5 per year within the city boundaries, with insurance premiums ranging from a high of $1,070 to a low of $1,065. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of South Amherst.Pick the Best Car Insurance Company for You in South Amherst
The best car insurance provider for most drivers in South Amherst
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $282 over the average South Amherst car insurance company.
The best car insurance provider for South Amherst drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $479 over the competition.
The best car insurance company for South Amherst drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $405 better than other car insurance companies.
The best auto insurance for South Amherst drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $433 less each year.
The least expensive car insurance company for new and young drivers in South Amherst
In South Amherst, Geico costs young drivers $1,035 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Amherst
State Farm gave the largest car insurance discounts to married couples, averaging $294 saved each year compared to an average South Amherst couple's premiums.
The cheapest car insurance in South Amherst for drivers with bad credit
The best South Amherst car insurance company for customer service
Nationwide was the best company for customer service in South Amherst according to the NAIC.
Recent price drops
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The cheapest large national provider in South Amherst
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Amherst driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Amherst, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around South Amherst
What Influences the Cost of Car Insurance in South Amherst?
On average, car insurance in South Amherst is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Amherst is 27 minutes, which is a little less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Amherst are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- South Amherst is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Amherst is $60 per month for minimum coverage and $89 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Henrietta: Insurance costs 0.56% more
- Amherst: Insurance costs 1.88% more
- Oberlin: Insurance costs 1.59% more
- Fields: Insurance costs 3.75% more
- Vermilion: Insurance costs 5.16% more
- Birmingham: Insurance costs 0.94% more
- Lorain: Insurance costs 11.91% more
- Elyria: Insurance costs 5.44% more
- Kipton: Insurance costs 2.53% more
- Pittsfield: Insurance costs 2.72% more
Cities with Similar Populations
- Attica: Insurance costs 0.38% more
- Clyde Park: Insurance costs 49.81% more
- Church Hill: Insurance costs 68.86% more
- Chula: Insurance costs 50.84% more
- Burlingame: Insurance costs 47.28% more
- Burdett: Insurance costs 91.46% more
- Blacksher: Insurance costs 39.59% more
- Biola: Insurance costs 93.62% more
- Beavertown: Insurance costs 21.39% more
- Basin: Insurance costs 43.06% more