Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in South Beaver Dam, WI
We monitor insurance prices, helping the average driver in South Beaver Dam save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in South Beaver Dam
The chart below shows the cheapest car insurance company in South Beaver Dam for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| South Beaver Dam Insurer | Monthly Cost |
|---|---|
| State Farm | $39 |
| American Family Insurance | $40 |
| Erie Insurance | $41 |
| Kemper | $42 |
Savings for Every Kind of South Beaver Dam Driver
Based on our extensive insurance data, we know the average South Beaver Dam driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $202 per year by choosing the right vehicle insurance company. Some South Beaver Dam residents are paying out over $1,089 extra every year for auto insurance in South Beaver Dam. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Beaver Dam, WI Savings / Yr. |
|---|---|
$202 |
|
$417 |
|
$258 |
|
$374 |
|
$865 |
|
$157 |
|
$594 |
South Beaver Dam Car Insurance vs. Wisconsin
People living in South Beaver Dam pay an average of 4.62% less than the typical driver in the state. The average driver in South Beaver Dam can expect to pay about $548 per year, or $1,089 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in South Beaver Dam for most people.
Car Insurance Prices by South Beaver Dam Neighborhood
Insurance Prices
Where is insurance cheapest within South Beaver Dam?
The map shows insurance prices in and around South Beaver Dam, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $10 per year within the city boundaries, with insurance premiums ranging from a high of $1,096 to a low of $1,086. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of South Beaver Dam.Pick the Best Car Insurance Company for You in South Beaver Dam
The best car insurance provider for most drivers in South Beaver Dam
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $202 over the average South Beaver Dam car insurance company.
The best car insurance provider for South Beaver Dam drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $417 over the competition.
The best car insurance company for South Beaver Dam drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $258 better than other car insurance companies.
The best auto insurance for South Beaver Dam drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $374 less each year.
The least expensive car insurance company for new and young drivers in South Beaver Dam
In South Beaver Dam, Erie Insurance costs young drivers $865 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Beaver Dam
Progressive gave the largest car insurance discounts to married couples, averaging $157 saved each year compared to an average South Beaver Dam couple's premiums.
The cheapest car insurance in South Beaver Dam for drivers with bad credit
The best South Beaver Dam car insurance company for customer service
Nationwide was the best company for customer service in South Beaver Dam according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South Beaver Dam, which was better than other insurers.
The cheapest large national provider in South Beaver Dam
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Beaver Dam driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Beaver Dam, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around South Beaver Dam
What Influences the Cost of Car Insurance in South Beaver Dam?
On average, car insurance in South Beaver Dam is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Beaver Dam are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- South Beaver Dam is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Beaver Dam is $46 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Leipsig: Insurance costs 0.28% more
- Beaver Dam: Insurance costs 1.47% more
- North Lowell: Insurance costs 0.83% more
- Astico: Insurance costs 0.73% more
- Oak Grove: Insurance costs 1.65% more
- Lowell: Insurance costs 0.92% more
- South Randolph: Insurance costs 1.74% more
- Fall River: Insurance costs 2.57% more
- Woodland: Insurance costs 0.83% less
- Minnesota Junction: Insurance costs 1.84% less
Cities with Similar Populations
- Ratcliff: Insurance costs 54.73% more
- Oconto: Insurance costs 33.15% more
- Odessa: Insurance costs 43.62% more
- Odin: Insurance costs 40.22% more
- Old Bennington: Insurance costs 5.23% more
- Oldfield: Insurance costs 67.77% more
- Prosser: Insurance costs 27.36% more
- Pumpkin Center: Insurance costs 58.03% more
- Pungo: Insurance costs 14.14% more
- Punta de Agua: Insurance costs 33.79% more