Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in South Branch, MI
We monitor insurance prices, helping the average driver in South Branch save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in South Branch
The chart below shows the cheapest car insurance company in South Branch for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| South Branch Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $107 |
| Progressive | $122 |
| State Farm | $123 |
| Safeco Insurance | $130 |
Savings for Every Kind of South Branch Driver
Based on our extensive insurance data, we know the average South Branch driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,155 per year by choosing the right vehicle insurance company. Some South Branch residents are paying out over $2,875 extra every year for auto insurance in South Branch. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Branch, MI Savings / Yr. |
|---|---|
$1,155 |
|
$1,886 |
|
$1,669 |
|
$2,537 |
|
$2,993 |
|
$0 |
|
$0 |
South Branch Car Insurance vs. Michigan
People living in South Branch pay an average of 0.83% less than the typical driver in the state. The average driver in South Branch can expect to pay about $2,184 per year, or $2,875 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in South Branch for most people.
Car Insurance Prices by South Branch Neighborhood
Insurance Prices
Where is insurance cheapest within South Branch?
The map shows insurance prices in and around South Branch, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $64 per year within the city boundaries, with insurance premiums ranging from a high of $2,896 to a low of $2,832. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the West parts of South Branch.Pick the Best Car Insurance Company for You in South Branch
The best car insurance provider for most drivers in South Branch
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,155 over the average South Branch car insurance company.
The best car insurance provider for South Branch drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,886 over the competition.
The best car insurance company for South Branch drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,669 better than other car insurance companies.
The best auto insurance for South Branch drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,537 less each year.
The least expensive car insurance company for new and young drivers in South Branch
In South Branch, Geico costs young drivers $2,993 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Branch
The cheapest car insurance in South Branch for drivers with bad credit
The best South Branch car insurance company for customer service
Nationwide was the best company for customer service in South Branch according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South Branch, which was better than other insurers.
The cheapest large national provider in South Branch
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Branch driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Branch, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around South Branch
What Influences the Cost of Car Insurance in South Branch?
On average, car insurance in South Branch is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- South Branch is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Branch is $182 per month for minimum coverage and $240 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Long Lake: Insurance costs 0.17% more
- Hale: Insurance costs 0.10% less
- Glennie: Insurance costs 0.52% less
- Lupton: Insurance costs 0.21% less
- Kurtz: Insurance costs 0.17% less
- McKinley: Insurance costs 1.46% less
- Rose City: Insurance costs 0.24% less
- National City: Insurance costs 1.29% less
- Curran: Insurance costs 0.63% less
- Selkirk: Insurance costs 2.64% less
Cities with Similar Populations
- Mayhill: Insurance costs 50.71% less
- Roxbury: Insurance costs 58.96% less
- Rowena: Insurance costs 42.71% less
- Meyers Lake: Insurance costs 61.81% less
- Mettawa: Insurance costs 49.91% less
- Merritt: Insurance costs 58.33% less
- Meadow Vale: Insurance costs 26.89% less
- Alliance: Insurance costs 56.00% less
- McElhany: Insurance costs 38.78% less
- Rule: Insurance costs 41.70% less