Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in South Carthage, TN
We monitor insurance prices, helping the average driver in South Carthage save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in South Carthage
The chart below shows the cheapest car insurance company in South Carthage for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| South Carthage Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Geico | $57 |
| Farmers Insurance | $58 |
| Safeco Insurance | $58 |
Savings for Every Kind of South Carthage Driver
Based on our extensive insurance data, we know the average South Carthage driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $349 per year by choosing the right vehicle insurance company. Some South Carthage residents are paying out over $1,368 extra every year for auto insurance in South Carthage. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Carthage, TN Savings / Yr. |
|---|---|
$349 |
|
$630 |
|
$465 |
|
$533 |
|
$1,372 |
|
$330 |
|
$571 |
South Carthage Car Insurance vs. Tennessee
People living in South Carthage pay an average of 0.79% less than the typical driver in the state. The average driver in South Carthage can expect to pay about $861 per year, or $1,368 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in South Carthage for most people.
Car Insurance Prices by South Carthage Neighborhood
Insurance Prices
Where is insurance cheapest within South Carthage?
The map shows insurance prices in and around South Carthage, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $22 per year within the city boundaries, with insurance premiums ranging from a high of $1,374 to a low of $1,352. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of South Carthage.Pick the Best Car Insurance Company for You in South Carthage
The best car insurance provider for most drivers in South Carthage
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $349 over the average South Carthage car insurance company.
The best car insurance provider for South Carthage drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $630 over the competition.
The best car insurance company for South Carthage drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $465 better than other car insurance companies.
The best auto insurance for South Carthage drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $533 less each year.
The least expensive car insurance company for new and young drivers in South Carthage
In South Carthage, State Farm costs young drivers $1,372 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Carthage
State Farm gave the largest car insurance discounts to married couples, averaging $330 saved each year compared to an average South Carthage couple's premiums.
The cheapest car insurance in South Carthage for drivers with bad credit
The best South Carthage car insurance company for customer service
Nationwide was the best company for customer service in South Carthage according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South Carthage, which was better than other insurers.
The cheapest large national provider in South Carthage
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Carthage driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Carthage, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around South Carthage
What Influences the Cost of Car Insurance in South Carthage?
On average, car insurance in South Carthage is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Carthage are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- South Carthage is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Carthage is $72 per month for minimum coverage and $114 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Carthage: Insurance costs 2.63% less
- Kempville: Insurance costs 2.49% less
- Tanglewood: Insurance costs 1.83% less
- Prosperity: Insurance costs 1.54% less
- Gordonsville: Insurance costs 3.00% less
- Elmwood: Insurance costs 1.75% less
- McClures Bend: Insurance costs 1.83% less
- Rock City: Insurance costs 2.85% less
- Club Springs: Insurance costs 2.63% less
- Defeated: Insurance costs 1.83% less
Cities with Similar Populations
- Bearden: Insurance costs 25.00% more
- Beverly: Insurance costs 19.01% less
- Black Creek: Insurance costs 9.06% less
- Blue Ridge Summit: Insurance costs 5.63% less
- Cameron: Insurance costs 23.10% more
- Cecil: Insurance costs 2.19% less
- Cedarville: Insurance costs 32.82% more
- Centerbrook: Insurance costs 39.91% more
- Crosbyton: Insurance costs 38.74% more
- Chappell Hill: Insurance costs 19.81% more