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Get Cheap Car Insurance in South Central Accord, Columbus, OH

We monitor insurance prices, helping the average driver in South Central Accord save up to 30.1% on car insurance.

 

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The Cheapest Minimum Coverage in South Central Accord

The chart below shows the cheapest car insurance company in South Central Accord for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.

 
South Central Accord Insurer Monthly Cost
State Farm $44
Safeco Insurance $46
Travelers $47
Mile Auto $49

Savings for Every Kind of South Central Accord Driver

The table shows how much the average auto insurance customer in South Central Accord might save by following our recommendations.

Based on our extensive insurance data, we know the average South Central Accord driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $285 per year by choosing the right vehicle insurance company. Some South Central Accord residents are paying out over $1,080 extra every year for auto insurance in South Central Accord. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
South Central Accord, Columbus, OH Savings / Yr.
$285
$485
$410
$438
$1,049
$298
$418

South Central Accord Car Insurance vs. Columbus

People living in South Central Accord pay an average of 3.88% less than the typical driver in the state. The average driver in South Central Accord can expect to pay about $730 per year, or $1,080 for full coverage.

Based on our analysis, Mile Auto will be the cheapest provider in South Central Accord for most people.

Car Insurance Prices by South Central Accord Neighborhood

South Central Accord, Columbus, OH map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within South Central Accord?

The map shows insurance prices in and around South Central Accord, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $215 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,290 to a low of $1,075. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of South Central Accord.

Pick the Best Car Insurance Company for You in South Central Accord

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the South Central Accord insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in South Central Accord

For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $285 over the average South Central Accord car insurance company.

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We use the average good driver, paying $66 per month, as our baseline for pricing in South Central Accord. Mile Auto, Clearcover, and Gainsco are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for South Central Accord drivers with accidents on their records

In South Central Accord getting into an accident will raise premiums an average 38% for a yearly cost of $1,740. That's $659 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Gainsco, and Mile Auto are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $485 over the competition.

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The best car insurance company for South Central Accord drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $410 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In South Central Accord, tickets raise premiums on new quotes about $465. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Gainsco for savings that beat the average insurance cost of $1,546 per year.

The best auto insurance for South Central Accord drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,595 per year in auto insurance premiums, which was $514 more than a driver with no major issues. Gainsco, Mile Auto, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Gainsco may cost the average person with a DUI about $438 less each year.

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The least expensive car insurance company for new and young drivers in South Central Accord

In South Central Accord, Geico costs young drivers $1,049 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in South Central Accord. With an average cost of $3,779 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in South Central Accord

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $46. State Farm, Geico, and Progressive provided the largest discounts to couples living in South Central Accord.

State Farm gave the largest car insurance discounts to married couples, averaging $298 saved each year compared to an average South Central Accord couple's premiums.

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The cheapest car insurance in South Central Accord for drivers with bad credit

People with poor credit saved an average of $418 with Clearcover.

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Many people are surprised that their poor credit score can cost them an average of $553 every year. Premiums for people with poor credit were about $1,633 in South Central Accord. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Clearcover.

The best South Central Accord car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In South Central Accord, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in South Central Accord.

Nationwide was the best company for customer service in South Central Accord according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South Central Accord, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in South Central Accord. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in South Central Accord

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 58% of South Central Accord residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Central Accord driver can expect to pay about $76 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Central Accord, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around South Central Accord

What Influences the Cost of Car Insurance in South Central Accord?

On average, car insurance in South Central Accord is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in South Central Accord is 26 minutes, which is about the national average for a driver in the city.
  • Ohio state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in South Central Accord are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
  • South Central Accord is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in South Central Accord is $61 per month for minimum coverage and $90 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average South Central Accord driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central South Central Accord with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.