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Get Cheap Car Insurance in South Dayton, NY
We monitor insurance prices, helping the average driver in South Dayton save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in South Dayton
The chart below shows the cheapest car insurance company in South Dayton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| South Dayton Insurer | Monthly Cost |
|---|---|
| Kemper | $80 |
| Plymouth Rock Assurance | $106 |
| Safeco Insurance | $114 |
| Geico | $119 |
Savings for Every Kind of South Dayton Driver
Based on our extensive insurance data, we know the average South Dayton driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $645 per year by choosing the right vehicle insurance company. Some South Dayton residents are paying out over $2,163 extra every year for auto insurance in South Dayton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Dayton, NY Savings / Yr. |
|---|---|
$645 |
|
$411 |
|
$821 |
|
$831 |
|
$2,036 |
|
$681 |
|
$1,085 |
South Dayton Car Insurance vs. New York
People living in South Dayton pay an average of 10.81% less than the typical driver in the state. The average driver in South Dayton can expect to pay about $1,569 per year, or $2,163 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South Dayton for most people.
Car Insurance Prices by South Dayton Neighborhood
Insurance Prices
Where is insurance cheapest within South Dayton?
The map shows insurance prices in and around South Dayton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $48 per year within the city boundaries, with insurance premiums ranging from a high of $2,184 to a low of $2,136. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of South Dayton.Pick the Best Car Insurance Company for You in South Dayton
The best car insurance provider for most drivers in South Dayton
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $645 over the average South Dayton car insurance company.
The best car insurance provider for South Dayton drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $411 over the competition.
The best car insurance company for South Dayton drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $821 better than other car insurance companies.
The best auto insurance for South Dayton drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $831 less each year.
The least expensive car insurance company for new and young drivers in South Dayton
In South Dayton, Progressive costs young drivers $2,036 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Dayton
Progressive gave the largest car insurance discounts to married couples, averaging $681 saved each year compared to an average South Dayton couple's premiums.
The cheapest car insurance in South Dayton for drivers with bad credit
The best South Dayton car insurance company for customer service
Nationwide was the best company for customer service in South Dayton according to the NAIC.
Recent price drops
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The cheapest large national provider in South Dayton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Dayton driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Dayton, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around South Dayton
What Influences the Cost of Car Insurance in South Dayton?
On average, car insurance in South Dayton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Dayton is 32 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Dayton are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- South Dayton is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Dayton is $131 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cottage: Insurance costs 0.32% more
- Dayton: Insurance costs 0.14% less
- Cherry Creek: Insurance costs 0.23% more
- East Leon: Insurance costs 0.74% less
- Leon: Insurance costs 0.51% less
- Parcells Corner: Insurance costs 0.05% more
- Nashville: Insurance costs 0.09% more
- Wesley: Insurance costs 0.92% less
- Forestville: Insurance costs 1.34% less
- Perrysburg: Insurance costs 3.79% more
Cities with Similar Populations
- Andover: Insurance costs 5.46% less
- Wyoming: Insurance costs 3.33% less
- Clifford: Insurance costs 37.03% more
- Claude: Insurance costs 10.73% less
- Cienega Springs: Insurance costs 20.16% less
- Burnside: Insurance costs 36.38% more
- Buffalo: Insurance costs 29.96% less
- Buckfield: Insurance costs 55.15% less
- Bradner: Insurance costs 51.32% less
- Bokchito: Insurance costs 21.73% less