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Get Cheap Car Insurance in South Fulton, TN
We monitor insurance prices, helping the average driver in South Fulton save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in South Fulton
The chart below shows the cheapest car insurance company in South Fulton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| South Fulton Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Geico | $56 |
| Farmers Insurance | $57 |
| Safeco Insurance | $57 |
Savings for Every Kind of South Fulton Driver
Based on our extensive insurance data, we know the average South Fulton driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $342 per year by choosing the right vehicle insurance company. Some South Fulton residents are paying out over $1,339 extra every year for auto insurance in South Fulton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Fulton, TN Savings / Yr. |
|---|---|
$342 |
|
$617 |
|
$456 |
|
$522 |
|
$1,343 |
|
$323 |
|
$559 |
South Fulton Car Insurance vs. Tennessee
People living in South Fulton pay an average of 2.88% less than the typical driver in the state. The average driver in South Fulton can expect to pay about $843 per year, or $1,339 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in South Fulton for most people.
Car Insurance Prices by South Fulton Neighborhood
Insurance Prices
Where is insurance cheapest within South Fulton?
The map shows insurance prices in and around South Fulton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $38 per year within the city boundaries, with insurance premiums ranging from a high of $1,355 to a low of $1,317. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of South Fulton.Pick the Best Car Insurance Company for You in South Fulton
The best car insurance provider for most drivers in South Fulton
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $342 over the average South Fulton car insurance company.
The best car insurance provider for South Fulton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $617 over the competition.
The best car insurance company for South Fulton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $456 better than other car insurance companies.
The best auto insurance for South Fulton drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $522 less each year.
The least expensive car insurance company for new and young drivers in South Fulton
In South Fulton, State Farm costs young drivers $1,343 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Fulton
State Farm gave the largest car insurance discounts to married couples, averaging $323 saved each year compared to an average South Fulton couple's premiums.
The cheapest car insurance in South Fulton for drivers with bad credit
The best South Fulton car insurance company for customer service
Nationwide was the best company for customer service in South Fulton according to the NAIC.
Recent price drops
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The cheapest large national provider in South Fulton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Fulton driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Fulton, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around South Fulton
What Influences the Cost of Car Insurance in South Fulton?
On average, car insurance in South Fulton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Fulton is 23 minutes, which is far less than average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Fulton are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- South Fulton is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Fulton is $70 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fulton: Insurance costs 57.36% more
- McConnell: Insurance costs 0.82% less
- Ruthville: Insurance costs 0.45% less
- Harris: Insurance costs 1.49% less
- Terrell: Insurance costs 0.90% less
- Water Valley: Insurance costs 56.61% more
- Gibbs: Insurance costs 1.64% more
- Crutchfield: Insurance costs 58.25% more
- Gardner: Insurance costs 0.90% less
- Cayce: Insurance costs 56.98% more
Cities with Similar Populations
- Bourbon: Insurance costs 36.07% more
- Cedar Hill: Insurance costs 1.05% more
- Chattahoochee: Insurance costs 81.63% more
- Cuba City: Insurance costs 16.43% less
- Deep River: Insurance costs 40.93% more
- East Dubuque: Insurance costs 2.76% more
- Elwood: Insurance costs 9.26% more
- Ferdinand: Insurance costs 14.64% less
- North Great River: Insurance costs 96.12% more
- St. James City: Insurance costs 81.85% more