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Get Cheap Car Insurance in South Gardiner, ME
We monitor insurance prices, helping the average driver in South Gardiner save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in South Gardiner
The chart below shows the cheapest car insurance company in South Gardiner for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| South Gardiner Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $38 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of South Gardiner Driver
Based on our extensive insurance data, we know the average South Gardiner driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $232 per year by choosing the right vehicle insurance company. Some South Gardiner residents are paying out over $950 extra every year for auto insurance in South Gardiner. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Gardiner, ME Savings / Yr. |
|---|---|
$232 |
|
$329 |
|
$298 |
|
$303 |
|
$965 |
|
$201 |
|
$424 |
South Gardiner Car Insurance vs. Maine
People living in South Gardiner pay an average of 0.42% more than the typical driver in the state. The average driver in South Gardiner can expect to pay about $529 per year, or $950 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in South Gardiner for most people.
Car Insurance Prices by South Gardiner Neighborhood
Insurance Prices
Where is insurance cheapest within South Gardiner?
The map shows insurance prices in and around South Gardiner, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $950 to a low of $950. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of South Gardiner.Pick the Best Car Insurance Company for You in South Gardiner
The best car insurance provider for most drivers in South Gardiner
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $232 over the average South Gardiner car insurance company.
The best car insurance provider for South Gardiner drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $329 over the competition.
The best car insurance company for South Gardiner drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $298 better than other car insurance companies.
The best auto insurance for South Gardiner drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $303 less each year.
The least expensive car insurance company for new and young drivers in South Gardiner
In South Gardiner, Concord Group Insurance costs young drivers $965 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Gardiner
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $201 saved each year compared to an average South Gardiner couple's premiums.
The cheapest car insurance in South Gardiner for drivers with bad credit
The best South Gardiner car insurance company for customer service
Nationwide was the best company for customer service in South Gardiner according to the NAIC.
Recent price drops
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The cheapest large national provider in South Gardiner
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Gardiner driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Gardiner, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around South Gardiner
What Influences the Cost of Car Insurance in South Gardiner?
On average, car insurance in South Gardiner is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Gardiner is 33 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Gardiner are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- South Gardiner is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Gardiner is $44 per month for minimum coverage and $79 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gardiner: Insurance costs 1.58% more
- Pittston: Insurance costs 0.11% more
- Libby Hill: Insurance costs 0.11% more
- Dresden: Insurance costs 0.21% less
- Head Tide: Insurance costs 0.53% more
- Randolph: Insurance costs 3.16% more
- Richmond: Insurance costs 0.74% more
- Whitefield: Insurance costs 0.32% more
- Farmingdale: Insurance costs 0.74% more
- Alna Center: Insurance costs 1.26% more
Cities with Similar Populations
- Oakland Mills: Insurance costs 42.63% more
- Navina: Insurance costs 82.11% more
- Neals Run: Insurance costs 48.74% more
- Needmore: Insurance costs 10.53% more
- New Columbus: Insurance costs 45.37% more
- New Era: Insurance costs 71.47% more
- New Marion: Insurance costs 28.32% more
- North Fryeburg: Insurance costs 1.89% more
- North Ilion: Insurance costs 120.00% more
- North Patton: Insurance costs 90.11% more