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Get Cheap Car Insurance in South Lamar, Austin, TX
We monitor insurance prices, helping the average driver in South Lamar save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in South Lamar
The chart below shows the cheapest car insurance company in South Lamar for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| South Lamar Insurer | Monthly Cost |
|---|---|
| Clearcover | $47 |
| Mile Auto | $62 |
| Progressive | $64 |
| State Farm | $69 |
Savings for Every Kind of South Lamar Driver
Based on our extensive insurance data, we know the average South Lamar driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $377 per year by choosing the right vehicle insurance company. Some South Lamar residents are paying out over $1,834 extra every year for auto insurance in South Lamar. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Lamar, Austin, TX Savings / Yr. |
|---|---|
$377 |
|
$863 |
|
$761 |
|
$872 |
|
$1,327 |
|
$501 |
|
$548 |
South Lamar Car Insurance vs. Austin
People living in South Lamar pay an average of 6.16% less than the typical driver in the state. The average driver in South Lamar can expect to pay about $1,092 per year, or $1,834 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in South Lamar for most people.
Car Insurance Prices by South Lamar Neighborhood
Insurance Prices
Where is insurance cheapest within South Lamar?
The map shows insurance prices in and around South Lamar, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $254 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,897 to a low of $1,643. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northeast parts of South Lamar.Pick the Best Car Insurance Company for You in South Lamar
The best car insurance provider for most drivers in South Lamar
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $377 over the average South Lamar car insurance company.
The best car insurance provider for South Lamar drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $863 over the competition.
The best car insurance company for South Lamar drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $761 better than other car insurance companies.
The best auto insurance for South Lamar drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $872 less each year.
The least expensive car insurance company for new and young drivers in South Lamar
In South Lamar, State Farm costs young drivers $1,327 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Lamar
State Farm gave the largest car insurance discounts to married couples, averaging $501 saved each year compared to an average South Lamar couple's premiums.
The cheapest car insurance in South Lamar for drivers with bad credit
The best South Lamar car insurance company for customer service
Nationwide was the best company for customer service in South Lamar according to the NAIC.
Recent price drops
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The cheapest large national provider in South Lamar
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Lamar driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Lamar, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around South Lamar
What Influences the Cost of Car Insurance in South Lamar?
On average, car insurance in South Lamar is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Lamar is 27 minutes, which is a little less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Lamar are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- South Lamar is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Lamar is $91 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Galindo: Insurance costs 0.76% more
- Barton Hills: Insurance costs 6.65% less
- South Manchaca: Insurance costs 0.55% more
- West Gate: Insurance costs 1.74% more
- West Congress: Insurance costs 3.65% more
- Zilker: Insurance costs 0.98% more
- Saint Edwards: Insurance costs the same
- Bouldin: Insurance costs 4.09% less
- East Congress: Insurance costs 3.16% more
- South River City: Insurance costs 3.16% less
Neighborhoods with Similar Populations
- Mineral Springs-Rumble Road: Insurance costs 21.37% less
- Southside: Insurance costs 13.96% less
- Victoria: Insurance costs 15.70% more
- Walker: Insurance costs 30.04% more
- Shearer Hills-Ridgeview: Insurance costs 3.38% more
- West End: Insurance costs 25.95% more
- Western Hills Yarborough: Insurance costs 66.63% more
- Richmond: Insurance costs 53.11% more
- Westside Community Betterment: Insurance costs 1.47% less
- Windsor Hills: Insurance costs 8.40% more