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Get Cheap Car Insurance in South Lubec, ME
We monitor insurance prices, helping the average driver in South Lubec save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in South Lubec
The chart below shows the cheapest car insurance company in South Lubec for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| South Lubec Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of South Lubec Driver
Based on our extensive insurance data, we know the average South Lubec driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $239 per year by choosing the right vehicle insurance company. Some South Lubec residents are paying out over $977 extra every year for auto insurance in South Lubec. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Lubec, ME Savings / Yr. |
|---|---|
$239 |
|
$339 |
|
$307 |
|
$312 |
|
$993 |
|
$207 |
|
$436 |
South Lubec Car Insurance vs. Maine
People living in South Lubec pay an average of 3.29% more than the typical driver in the state. The average driver in South Lubec can expect to pay about $544 per year, or $977 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in South Lubec for most people.
Car Insurance Prices by South Lubec Neighborhood
Insurance Prices
Where is insurance cheapest within South Lubec?
The map shows insurance prices in and around South Lubec, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $977 to a low of $977. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of South Lubec.Pick the Best Car Insurance Company for You in South Lubec
The best car insurance provider for most drivers in South Lubec
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $239 over the average South Lubec car insurance company.
The best car insurance provider for South Lubec drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $339 over the competition.
The best car insurance company for South Lubec drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $307 better than other car insurance companies.
The best auto insurance for South Lubec drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $312 less each year.
The least expensive car insurance company for new and young drivers in South Lubec
In South Lubec, Concord Group Insurance costs young drivers $993 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Lubec
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $207 saved each year compared to an average South Lubec couple's premiums.
The cheapest car insurance in South Lubec for drivers with bad credit
The best South Lubec car insurance company for customer service
Nationwide was the best company for customer service in South Lubec according to the NAIC.
Recent price drops
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The cheapest large national provider in South Lubec
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Lubec driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Lubec, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around South Lubec
What Influences the Cost of Car Insurance in South Lubec?
On average, car insurance in South Lubec is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Lubec is 40 minutes, which is far more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Lubec are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- South Lubec is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Lubec is $45 per month for minimum coverage and $81 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lubec: Insurance costs 1.54% less
- West Lubec: Insurance costs 0.72% less
- North Lubec: Insurance costs 1.02% less
- Eastport: Insurance costs 0.20% less
- Edmunds: Insurance costs 1.13% less
- Whiting: Insurance costs 0.72% less
- Perry: Insurance costs the same
- Dennysville: Insurance costs 2.25% less
- Pembroke: Insurance costs 2.25% less
- Little Machias: Insurance costs 2.25% less
Cities with Similar Populations
- New Dennison: Insurance costs 50.46% more
- Mount Chestnut Springs: Insurance costs 38.89% more
- Mount Hebron: Insurance costs 79.02% more
- Mount Judea: Insurance costs 68.78% more
- Mount Morris: Insurance costs 16.38% more
- Mount Pisgah: Insurance costs 11.26% more
- Mount Zion: Insurance costs 22.62% more
- Mugginsville: Insurance costs 79.02% more
- Muncie Hollow: Insurance costs 9.62% more
- Munson: Insurance costs 184.75% more