Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in South Monmouth, ME
We monitor insurance prices, helping the average driver in South Monmouth save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in South Monmouth
The chart below shows the cheapest car insurance company in South Monmouth for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| South Monmouth Insurer | Monthly Cost |
|---|---|
| State Farm | $39 |
| Geico | $41 |
| Concord Group Insurance | $43 |
| Kemper | $43 |
Savings for Every Kind of South Monmouth Driver
Based on our extensive insurance data, we know the average South Monmouth driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $245 per year by choosing the right vehicle insurance company. Some South Monmouth residents are paying out over $1,005 extra every year for auto insurance in South Monmouth. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Monmouth, ME Savings / Yr. |
|---|---|
$245 |
|
$349 |
|
$316 |
|
$321 |
|
$1,021 |
|
$213 |
|
$448 |
South Monmouth Car Insurance vs. Maine
People living in South Monmouth pay an average of 6.27% more than the typical driver in the state. The average driver in South Monmouth can expect to pay about $560 per year, or $1,005 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in South Monmouth for most people.
Car Insurance Prices by South Monmouth Neighborhood
Insurance Prices
Where is insurance cheapest within South Monmouth?
The map shows insurance prices in and around South Monmouth, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $65 per year within the city boundaries, with insurance premiums ranging from a high of $1,020 to a low of $955. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of South Monmouth.Pick the Best Car Insurance Company for You in South Monmouth
The best car insurance provider for most drivers in South Monmouth
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $245 over the average South Monmouth car insurance company.
The best car insurance provider for South Monmouth drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $349 over the competition.
The best car insurance company for South Monmouth drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $316 better than other car insurance companies.
The best auto insurance for South Monmouth drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $321 less each year.
The least expensive car insurance company for new and young drivers in South Monmouth
In South Monmouth, Concord Group Insurance costs young drivers $1,021 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Monmouth
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $213 saved each year compared to an average South Monmouth couple's premiums.
The cheapest car insurance in South Monmouth for drivers with bad credit
The best South Monmouth car insurance company for customer service
Nationwide was the best company for customer service in South Monmouth according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South Monmouth, which was better than other insurers.
The cheapest large national provider in South Monmouth
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Monmouth driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Monmouth, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around South Monmouth
What Influences the Cost of Car Insurance in South Monmouth?
On average, car insurance in South Monmouth is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Monmouth is 37 minutes, which is a little more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Monmouth are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- South Monmouth is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Monmouth is $47 per month for minimum coverage and $84 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Litchfield: Insurance costs 2.79% less
- Wales Corner: Insurance costs 4.58% less
- Litchfield Corners: Insurance costs 1.00% less
- Monmouth: Insurance costs 3.98% less
- Litchfield Plains: Insurance costs 1.49% more
- Sabattus: Insurance costs 3.98% less
- Spears Corner: Insurance costs 4.98% less
- Greene: Insurance costs 5.77% less
- Richmond Corner: Insurance costs 4.68% less
- Bowdoin: Insurance costs 4.68% less
Cities with Similar Populations
- Penny Pot: Insurance costs 87.66% more
- Pilot Point: Insurance costs 34.13% more
- Philadelphia: Insurance costs 41.89% more
- Peterson: Insurance costs 15.92% more
- Perth: Insurance costs 45.87% more
- Persimmon: Insurance costs 115.12% more
- Perryman: Insurance costs 84.88% more
- Perkins: Insurance costs 50.35% more
- Pentoga: Insurance costs 186.17% more
- Pine City: Insurance costs 73.63% more