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Get Cheap Car Insurance in South Monterey, MI
We monitor insurance prices, helping the average driver in South Monterey save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in South Monterey
The chart below shows the cheapest car insurance company in South Monterey for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| South Monterey Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $99 |
| Progressive | $113 |
| State Farm | $114 |
| Safeco Insurance | $120 |
Savings for Every Kind of South Monterey Driver
Based on our extensive insurance data, we know the average South Monterey driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,069 per year by choosing the right vehicle insurance company. Some South Monterey residents are paying out over $2,661 extra every year for auto insurance in South Monterey. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Monterey, MI Savings / Yr. |
|---|---|
$1,069 |
|
$1,746 |
|
$1,545 |
|
$2,348 |
|
$2,770 |
|
$0 |
|
$0 |
South Monterey Car Insurance vs. Michigan
People living in South Monterey pay an average of 8.21% less than the typical driver in the state. The average driver in South Monterey can expect to pay about $2,021 per year, or $2,661 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in South Monterey for most people.
Car Insurance Prices by South Monterey Neighborhood
Insurance Prices
Where is insurance cheapest within South Monterey?
The map shows insurance prices in and around South Monterey, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $50 per year within the city boundaries, with insurance premiums ranging from a high of $2,687 to a low of $2,637. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of South Monterey.Pick the Best Car Insurance Company for You in South Monterey
The best car insurance provider for most drivers in South Monterey
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,069 over the average South Monterey car insurance company.
The best car insurance provider for South Monterey drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,746 over the competition.
The best car insurance company for South Monterey drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,545 better than other car insurance companies.
The best auto insurance for South Monterey drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,348 less each year.
The least expensive car insurance company for new and young drivers in South Monterey
In South Monterey, Geico costs young drivers $2,770 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Monterey
The cheapest car insurance in South Monterey for drivers with bad credit
The best South Monterey car insurance company for customer service
Nationwide was the best company for customer service in South Monterey according to the NAIC.
Recent price drops
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The cheapest large national provider in South Monterey
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Monterey driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Monterey, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around South Monterey
What Influences the Cost of Car Insurance in South Monterey?
On average, car insurance in South Monterey is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Monterey is 29 minutes, which is a little less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- South Monterey is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Monterey is $168 per month for minimum coverage and $222 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Millgrove: Insurance costs 1.50% more
- Allegan: Insurance costs 1.95% more
- Dunningville: Insurance costs 1.58% less
- Hopkins: Insurance costs 0.41% less
- Diamond Springs: Insurance costs 1.73% less
- Merson: Insurance costs 0.64% more
- Hopkinsburg: Insurance costs 0.56% more
- Watson: Insurance costs 1.88% more
- Hamilton: Insurance costs 2.82% less
- Dorr: Insurance costs 0.41% less
Cities with Similar Populations
- Ray: Insurance costs 43.18% less
- Olean: Insurance costs 32.43% less
- Packwood: Insurance costs 48.48% less
- Paint: Insurance costs 50.09% less
- Patoka: Insurance costs 46.56% less
- Pavillion: Insurance costs 41.98% less
- Pecan Grove: Insurance costs 38.37% less
- Pechin: Insurance costs 47.61% less
- Pine Grove: Insurance costs 42.05% less
- Portage: Insurance costs 60.05% less