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Get Cheap Car Insurance in South Newcastle, ME
We monitor insurance prices, helping the average driver in South Newcastle save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in South Newcastle
The chart below shows the cheapest car insurance company in South Newcastle for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| South Newcastle Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $38 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of South Newcastle Driver
Based on our extensive insurance data, we know the average South Newcastle driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $231 per year by choosing the right vehicle insurance company. Some South Newcastle residents are paying out over $947 extra every year for auto insurance in South Newcastle. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Newcastle, ME Savings / Yr. |
|---|---|
$231 |
|
$328 |
|
$297 |
|
$302 |
|
$962 |
|
$200 |
|
$423 |
South Newcastle Car Insurance vs. Maine
People living in South Newcastle pay an average of 0.15% more than the typical driver in the state. The average driver in South Newcastle can expect to pay about $528 per year, or $947 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in South Newcastle for most people.
Car Insurance Prices by South Newcastle Neighborhood
Insurance Prices
Where is insurance cheapest within South Newcastle?
The map shows insurance prices in and around South Newcastle, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $10 per year within the city boundaries, with insurance premiums ranging from a high of $950 to a low of $940. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of South Newcastle.Pick the Best Car Insurance Company for You in South Newcastle
The best car insurance provider for most drivers in South Newcastle
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $231 over the average South Newcastle car insurance company.
The best car insurance provider for South Newcastle drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $328 over the competition.
The best car insurance company for South Newcastle drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $297 better than other car insurance companies.
The best auto insurance for South Newcastle drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $302 less each year.
The least expensive car insurance company for new and young drivers in South Newcastle
In South Newcastle, Concord Group Insurance costs young drivers $962 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Newcastle
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $200 saved each year compared to an average South Newcastle couple's premiums.
The cheapest car insurance in South Newcastle for drivers with bad credit
The best South Newcastle car insurance company for customer service
Nationwide was the best company for customer service in South Newcastle according to the NAIC.
Recent price drops
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The cheapest large national provider in South Newcastle
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Newcastle driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Newcastle, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around South Newcastle
What Influences the Cost of Car Insurance in South Newcastle?
On average, car insurance in South Newcastle is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Newcastle are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- South Newcastle is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Newcastle is $44 per month for minimum coverage and $79 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Edgecomb: Insurance costs 0.32% more
- Edgecomb: Insurance costs 0.32% more
- Walpole: Insurance costs 0.84% less
- Wiscasset: Insurance costs 0.53% more
- Newcastle: Insurance costs 0.63% less
- Bristol: Insurance costs 0.84% more
- Squirrel Island: Insurance costs the same
- Damariscotta: Insurance costs 1.27% more
- Boothbay: Insurance costs 0.11% more
- Alna Center: Insurance costs 1.58% more
Cities with Similar Populations
- Red Hill: Insurance costs 80.68% more
- Northmoor: Insurance costs 104.01% more
- O'reilly: Insurance costs 79.94% more
- Oak Ridge: Insurance costs 123.76% more
- Oakley: Insurance costs 36.96% more
- Ocotillo: Insurance costs 99.79% more
- Pollock: Insurance costs 79.83% more
- Pollocks: Insurance costs 36.43% more
- Port Costa: Insurance costs 118.06% more
- Port Hudson: Insurance costs 89.23% more