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Get Cheap Car Insurance in South Onondaga, NY
We monitor insurance prices, helping the average driver in South Onondaga save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in South Onondaga
The chart below shows the cheapest car insurance company in South Onondaga for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| South Onondaga Insurer | Monthly Cost |
|---|---|
| Kemper | $76 |
| Plymouth Rock Assurance | $101 |
| Safeco Insurance | $108 |
| Geico | $113 |
Savings for Every Kind of South Onondaga Driver
Based on our extensive insurance data, we know the average South Onondaga driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $613 per year by choosing the right vehicle insurance company. Some South Onondaga residents are paying out over $2,055 extra every year for auto insurance in South Onondaga. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Onondaga, NY Savings / Yr. |
|---|---|
$613 |
|
$391 |
|
$781 |
|
$790 |
|
$1,935 |
|
$647 |
|
$1,031 |
South Onondaga Car Insurance vs. New York
People living in South Onondaga pay an average of 15.25% less than the typical driver in the state. The average driver in South Onondaga can expect to pay about $1,491 per year, or $2,055 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South Onondaga for most people.
Car Insurance Prices by South Onondaga Neighborhood
Insurance Prices
Where is insurance cheapest within South Onondaga?
The map shows insurance prices in and around South Onondaga, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $67 per year within the city boundaries, with insurance premiums ranging from a high of $2,117 to a low of $2,050. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of South Onondaga.Pick the Best Car Insurance Company for You in South Onondaga
The best car insurance provider for most drivers in South Onondaga
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $613 over the average South Onondaga car insurance company.
The best car insurance provider for South Onondaga drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $391 over the competition.
The best car insurance company for South Onondaga drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $781 better than other car insurance companies.
The best auto insurance for South Onondaga drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $790 less each year.
The least expensive car insurance company for new and young drivers in South Onondaga
In South Onondaga, Progressive costs young drivers $1,935 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Onondaga
Progressive gave the largest car insurance discounts to married couples, averaging $647 saved each year compared to an average South Onondaga couple's premiums.
The cheapest car insurance in South Onondaga for drivers with bad credit
The best South Onondaga car insurance company for customer service
Nationwide was the best company for customer service in South Onondaga according to the NAIC.
Recent price drops
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The cheapest large national provider in South Onondaga
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Onondaga driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Onondaga, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around South Onondaga
What Influences the Cost of Car Insurance in South Onondaga?
On average, car insurance in South Onondaga is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Onondaga is 32 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Onondaga are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- South Onondaga is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Onondaga is $124 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Otisco Valley: Insurance costs 0.24% less
- Marietta: Insurance costs 0.44% less
- Cardiff: Insurance costs 1.61% more
- Nedrow: Insurance costs 17.37% more
- Onondaga: Insurance costs 14.31% more
- Vesper: Insurance costs 0.05% more
- Lafayette: Insurance costs 1.31% more
- Rose Hill: Insurance costs 0.92% more
- Howlett Hill: Insurance costs 21.17% more
- Marcellus: Insurance costs 1.46% more
Cities with Similar Populations
- Outlook: Insurance costs 19.32% less
- Pungoteague: Insurance costs 41.95% less
- Puncheon Camp: Insurance costs 32.80% less
- Pueblo: Insurance costs 4.48% more
- Prosper: Insurance costs 21.65% less
- Pritchett: Insurance costs 6.18% less
- Prentiss: Insurance costs 54.79% less
- Premier: Insurance costs 20.92% less
- Pachitla: Insurance costs 20.15% less
- Oxley: Insurance costs 17.27% less