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Get Cheap Car Insurance in South Oxford, NY
We monitor insurance prices, helping the average driver in South Oxford save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in South Oxford
The chart below shows the cheapest car insurance company in South Oxford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| South Oxford Insurer | Monthly Cost |
|---|---|
| Kemper | $79 |
| Plymouth Rock Assurance | $105 |
| Safeco Insurance | $113 |
| Geico | $118 |
Savings for Every Kind of South Oxford Driver
Based on our extensive insurance data, we know the average South Oxford driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $638 per year by choosing the right vehicle insurance company. Some South Oxford residents are paying out over $2,141 extra every year for auto insurance in South Oxford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Oxford, NY Savings / Yr. |
|---|---|
$638 |
|
$407 |
|
$813 |
|
$823 |
|
$2,016 |
|
$675 |
|
$1,075 |
South Oxford Car Insurance vs. New York
People living in South Oxford pay an average of 11.70% less than the typical driver in the state. The average driver in South Oxford can expect to pay about $1,553 per year, or $2,141 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South Oxford for most people.
Car Insurance Prices by South Oxford Neighborhood
Insurance Prices
Where is insurance cheapest within South Oxford?
The map shows insurance prices in and around South Oxford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $166 per year within the city boundaries, with insurance premiums ranging from a high of $2,286 to a low of $2,120. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of South Oxford.Pick the Best Car Insurance Company for You in South Oxford
The best car insurance provider for most drivers in South Oxford
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $638 over the average South Oxford car insurance company.
The best car insurance provider for South Oxford drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $407 over the competition.
The best car insurance company for South Oxford drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $813 better than other car insurance companies.
The best auto insurance for South Oxford drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $823 less each year.
The least expensive car insurance company for new and young drivers in South Oxford
In South Oxford, Progressive costs young drivers $2,016 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Oxford
Progressive gave the largest car insurance discounts to married couples, averaging $675 saved each year compared to an average South Oxford couple's premiums.
The cheapest car insurance in South Oxford for drivers with bad credit
The best South Oxford car insurance company for customer service
Nationwide was the best company for customer service in South Oxford according to the NAIC.
Recent price drops
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The cheapest large national provider in South Oxford
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Oxford driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Oxford, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around South Oxford
What Influences the Cost of Car Insurance in South Oxford?
On average, car insurance in South Oxford is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Oxford is 29 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Oxford are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- South Oxford has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Oxford is $129 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Oxford: Insurance costs 0.37% more
- Tyner: Insurance costs 1.82% less
- Coventryville: Insurance costs 0.14% less
- West Bainbridge: Insurance costs 1.49% more
- Guilford: Insurance costs 5.09% more
- Smithville Center: Insurance costs 0.75% less
- Guilford Center: Insurance costs 0.89% more
- Triangle: Insurance costs 3.22% less
- Greene: Insurance costs 2.99% less
- North Afton: Insurance costs 1.49% less
Cities with Similar Populations
- Roseville: Insurance costs 22.61% less
- Nocatee: Insurance costs 8.45% more
- North Side: Insurance costs 43.02% less
- North Star: Insurance costs 26.39% more
- North Stratford: Insurance costs 43.20% less
- Northcutts Cove: Insurance costs 36.99% less
- Redmesa: Insurance costs 16.72% less
- Riverside: Insurance costs 3.50% less
- Rocky Hill: Insurance costs 28.12% less
- Rolling Meadows: Insurance costs 23.17% less