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Get Cheap Car Insurance in South Point, OH
We monitor insurance prices, helping the average driver in South Point save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in South Point
The chart below shows the cheapest car insurance company in South Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| South Point Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Safeco Insurance | $49 |
| Travelers | $49 |
| Mile Auto | $51 |
Savings for Every Kind of South Point Driver
Based on our extensive insurance data, we know the average South Point driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $301 per year by choosing the right vehicle insurance company. Some South Point residents are paying out over $1,138 extra every year for auto insurance in South Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Point, OH Savings / Yr. |
|---|---|
$301 |
|
$511 |
|
$432 |
|
$462 |
|
$1,104 |
|
$314 |
|
$440 |
South Point Car Insurance vs. Ohio
People living in South Point pay an average of 1.23% more than the typical driver in the state. The average driver in South Point can expect to pay about $768 per year, or $1,138 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in South Point for most people.
Car Insurance Prices by South Point Neighborhood
Insurance Prices
Where is insurance cheapest within South Point?
The map shows insurance prices in and around South Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $114 per year within the city boundaries, with insurance premiums ranging from a high of $1,203 to a low of $1,089. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of South Point.Pick the Best Car Insurance Company for You in South Point
The best car insurance provider for most drivers in South Point
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $301 over the average South Point car insurance company.
The best car insurance provider for South Point drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $511 over the competition.
The best car insurance company for South Point drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $432 better than other car insurance companies.
The best auto insurance for South Point drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $462 less each year.
The least expensive car insurance company for new and young drivers in South Point
In South Point, Geico costs young drivers $1,104 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Point
State Farm gave the largest car insurance discounts to married couples, averaging $314 saved each year compared to an average South Point couple's premiums.
The cheapest car insurance in South Point for drivers with bad credit
The best South Point car insurance company for customer service
Nationwide was the best company for customer service in South Point according to the NAIC.
Recent price drops
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The cheapest large national provider in South Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Point driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Point, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around South Point
What Influences the Cost of Car Insurance in South Point?
On average, car insurance in South Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Ohio state insurance regulations may allow for lower prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Point are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- South Point has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Point is $64 per month for minimum coverage and $95 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sheridan: Insurance costs 1.49% more
- Ceredo: Insurance costs 35.24% more
- Kenova: Insurance costs 36.47% more
- Chesapeake: Insurance costs 0.97% less
- Catlettsburg: Insurance costs 87.52% more
- Ashland: Insurance costs 85.06% more
- Coal Grove: Insurance costs 0.88% more
- Westwood: Insurance costs 83.83% more
- Huntington: Insurance costs 31.55% more
- Shoals: Insurance costs 39.02% more
Cities with Similar Populations
- Concord: Insurance costs 34.27% more
- Yeadon: Insurance costs 61.60% more
- Yadkinville: Insurance costs 5.01% more
- Wytheville: Insurance costs 2.46% more
- Clay: Insurance costs 45.78% more
- Wyomissing: Insurance costs 19.16% more
- Wynne: Insurance costs 50.26% more
- Wrentham: Insurance costs 33.83% more
- Worth: Insurance costs 47.36% more
- College: Insurance costs 25.92% more