Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in South Portsmouth, KY
We monitor insurance prices, helping the average driver in South Portsmouth save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in South Portsmouth
The chart below shows the cheapest car insurance company in South Portsmouth for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| South Portsmouth Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $63 |
| State Farm | $63 |
| Travelers | $93 |
| Geico | $100 |
Savings for Every Kind of South Portsmouth Driver
Based on our extensive insurance data, we know the average South Portsmouth driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $562 per year by choosing the right vehicle insurance company. Some South Portsmouth residents are paying out over $2,226 extra every year for auto insurance in South Portsmouth. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Portsmouth, KY Savings / Yr. |
|---|---|
$562 |
|
$922 |
|
$908 |
|
$918 |
|
$1,817 |
|
$608 |
|
$974 |
South Portsmouth Car Insurance vs. Kentucky
People living in South Portsmouth pay an average of 4.33% more than the typical driver in the state. The average driver in South Portsmouth can expect to pay about $1,147 per year, or $2,226 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in South Portsmouth for most people.
Car Insurance Prices by South Portsmouth Neighborhood
Insurance Prices
Where is insurance cheapest within South Portsmouth?
The map shows insurance prices in and around South Portsmouth, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $121 per year within the city boundaries, with insurance premiums ranging from a high of $2,267 to a low of $2,146. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of South Portsmouth.Pick the Best Car Insurance Company for You in South Portsmouth
The best car insurance provider for most drivers in South Portsmouth
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $562 over the average South Portsmouth car insurance company.
The best car insurance provider for South Portsmouth drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $922 over the competition.
The best car insurance company for South Portsmouth drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $908 better than other car insurance companies.
The best auto insurance for South Portsmouth drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $918 less each year.
The least expensive car insurance company for new and young drivers in South Portsmouth
In South Portsmouth, State Farm costs young drivers $1,817 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Portsmouth
State Farm gave the largest car insurance discounts to married couples, averaging $608 saved each year compared to an average South Portsmouth couple's premiums.
The cheapest car insurance in South Portsmouth for drivers with bad credit
The best South Portsmouth car insurance company for customer service
Nationwide was the best company for customer service in South Portsmouth according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South Portsmouth, which was better than other insurers.
The cheapest large national provider in South Portsmouth
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Portsmouth driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Portsmouth, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around South Portsmouth
What Influences the Cost of Car Insurance in South Portsmouth?
On average, car insurance in South Portsmouth is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Portsmouth is 35 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Portsmouth are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- South Portsmouth has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Portsmouth is $96 per month for minimum coverage and $186 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Shore: Insurance costs 3.91% less
- Friendship: Insurance costs 50.04% less
- West Portsmouth: Insurance costs 48.65% less
- Letitia: Insurance costs 3.59% less
- Maloneton: Insurance costs 4.81% less
- Portsmouth: Insurance costs 48.47% less
- New Boston: Insurance costs 47.75% less
- Rosemount: Insurance costs 49.64% less
- Siloam: Insurance costs 6.38% less
- Quincy: Insurance costs 2.56% less
Cities with Similar Populations
- Readsboro: Insurance costs 46.77% less
- Mount Hope: Insurance costs 31.09% less
- Murry: Insurance costs 21.61% less
- Musella: Insurance costs 22.91% less
- New Concord: Insurance costs 6.20% less
- New Straitsville: Insurance costs 48.47% less
- Normangee: Insurance costs 27.99% less
- Point Roberts: Insurance costs 37.74% less
- Powell: Insurance costs 30.41% less
- Prattsville: Insurance costs 1.30% more