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Get Cheap Car Insurance in South Prairie, ND
We monitor insurance prices, helping the average driver in South Prairie save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in South Prairie
The chart below shows the cheapest car insurance company in South Prairie for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| South Prairie Insurer | Monthly Cost |
|---|---|
| State Farm | $34 |
| Midvale Home & Auto | $34 |
| American Family Insurance | $34 |
| Auto-Owners Insurance | $38 |
Savings for Every Kind of South Prairie Driver
Based on our extensive insurance data, we know the average South Prairie driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $405 per year by choosing the right vehicle insurance company. Some South Prairie residents are paying out over $1,460 extra every year for auto insurance in South Prairie. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Prairie, ND Savings / Yr. |
|---|---|
$405 |
|
$532 |
|
$373 |
|
$483 |
|
$1,156 |
|
$371 |
|
$455 |
South Prairie Car Insurance vs. North Dakota
People living in South Prairie pay an average of 2.57% more than the typical driver in the state. The average driver in South Prairie can expect to pay about $506 per year, or $1,460 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in South Prairie for most people.
Car Insurance Prices by South Prairie Neighborhood
Insurance Prices
Where is insurance cheapest within South Prairie?
The map shows insurance prices in and around South Prairie, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $29 per year within the city boundaries, with insurance premiums ranging from a high of $1,479 to a low of $1,450. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of South Prairie.Pick the Best Car Insurance Company for You in South Prairie
The best car insurance provider for most drivers in South Prairie
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $405 over the average South Prairie car insurance company.
The best car insurance provider for South Prairie drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $532 over the competition.
The best car insurance company for South Prairie drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $373 better than other car insurance companies.
The best auto insurance for South Prairie drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $483 less each year.
The least expensive car insurance company for new and young drivers in South Prairie
In South Prairie, State Farm costs young drivers $1,156 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Prairie
State Farm gave the largest car insurance discounts to married couples, averaging $371 saved each year compared to an average South Prairie couple's premiums.
The cheapest car insurance in South Prairie for drivers with bad credit
The best South Prairie car insurance company for customer service
Nationwide was the best company for customer service in South Prairie according to the NAIC.
Recent price drops
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The cheapest large national provider in South Prairie
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Prairie driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Prairie, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around South Prairie
What Influences the Cost of Car Insurance in South Prairie?
On average, car insurance in South Prairie is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Prairie is 31 minutes, which is far more than average for a driver in the state.
- North Dakota state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Prairie are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- South Prairie is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Prairie is $42 per month for minimum coverage and $122 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Minot Air Force Base: Insurance costs 0.41% less
- Ruthville: Insurance costs 0.41% less
- Sawyer: Insurance costs 1.37% more
- Max: Insurance costs 1.92% more
- Minot: Insurance costs 1.99% less
- Douglas: Insurance costs 1.64% more
- Benedict: Insurance costs the same
- Velva: Insurance costs 2.19% more
- Surrey: Insurance costs 0.89% less
- Burlington: Insurance costs 1.37% more
Cities with Similar Populations
- Rogers: Insurance costs 7.26% less
- Panacea Park: Insurance costs 58.77% more
- Piney Ridge: Insurance costs 9.18% less
- Plano: Insurance costs 18.15% less
- Point Isabel: Insurance costs 23.49% less
- Ponderosa Pines: Insurance costs 9.79% more
- Richfield: Insurance costs 45.55% more
- Robertsdale: Insurance costs 6.51% less
- Robertson: Insurance costs 4.38% more
- Robinson: Insurance costs 11.23% more