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Get Cheap Car Insurance in South Sumter, SC
We monitor insurance prices, helping the average driver in South Sumter save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in South Sumter
The chart below shows the cheapest car insurance company in South Sumter for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| South Sumter Insurer | Monthly Cost |
|---|---|
| Geico | $63 |
| State Farm | $71 |
| Auto-Owners Insurance | $71 |
| Safeco Insurance | $78 |
Savings for Every Kind of South Sumter Driver
Based on our extensive insurance data, we know the average South Sumter driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $391 per year by choosing the right vehicle insurance company. Some South Sumter residents are paying out over $1,784 extra every year for auto insurance in South Sumter. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Sumter, SC Savings / Yr. |
|---|---|
$391 |
|
$702 |
|
$593 |
|
$738 |
|
$1,444 |
|
$331 |
|
$429 |
South Sumter Car Insurance vs. South Carolina
People living in South Sumter pay an average of 9.50% more than the typical driver in the state. The average driver in South Sumter can expect to pay about $1,049 per year, or $1,784 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South Sumter for most people.
Car Insurance Prices by South Sumter Neighborhood
Insurance Prices
Where is insurance cheapest within South Sumter?
The map shows insurance prices in and around South Sumter, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $33 per year within the city boundaries, with insurance premiums ranging from a high of $1,804 to a low of $1,771. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of South Sumter.Pick the Best Car Insurance Company for You in South Sumter
The best car insurance provider for most drivers in South Sumter
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $391 over the average South Sumter car insurance company.
The best car insurance provider for South Sumter drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $702 over the competition.
The best car insurance company for South Sumter drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $593 better than other car insurance companies.
The best auto insurance for South Sumter drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $738 less each year.
The least expensive car insurance company for new and young drivers in South Sumter
In South Sumter, Geico costs young drivers $1,444 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Sumter
Geico gave the largest car insurance discounts to married couples, averaging $331 saved each year compared to an average South Sumter couple's premiums.
The cheapest car insurance in South Sumter for drivers with bad credit
The best South Sumter car insurance company for customer service
Nationwide was the best company for customer service in South Sumter according to the NAIC.
Recent price drops
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The cheapest large national provider in South Sumter
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Sumter driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Sumter, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around South Sumter
What Influences the Cost of Car Insurance in South Sumter?
On average, car insurance in South Sumter is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Sumter are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- South Sumter is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Sumter is $87 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sumter: Insurance costs 5.72% less
- Paxville: Insurance costs 4.60% less
- Mayesville: Insurance costs 4.82% less
- Wedgefield: Insurance costs 1.40% less
- Alcolu: Insurance costs 4.43% less
- Gable: Insurance costs 3.59% less
- Pinewood: Insurance costs 5.27% less
- Wateree: Insurance costs 0.50% more
- Shiloh: Insurance costs 1.85% less
- Turbeville: Insurance costs 6.17% less
Cities with Similar Populations
- Blue Eye: Insurance costs 1.57% less
- Deep Gap: Insurance costs 32.90% less
- Earleville: Insurance costs 0.84% more
- Smackover: Insurance costs 7.51% less
- Cold Springs: Insurance costs 19.39% more
- Cleveland: Insurance costs 23.77% more
- Chualar: Insurance costs 5.27% more
- Chaplin: Insurance costs 5.55% more
- Briarcliff: Insurance costs 12.78% less
- Black Eagle: Insurance costs 9.59% less