Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in South Wayne, WI
We monitor insurance prices, helping the average driver in South Wayne save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in South Wayne
The chart below shows the cheapest car insurance company in South Wayne for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| South Wayne Insurer | Monthly Cost |
|---|---|
| State Farm | $40 |
| American Family Insurance | $42 |
| Erie Insurance | $42 |
| Kemper | $44 |
Savings for Every Kind of South Wayne Driver
Based on our extensive insurance data, we know the average South Wayne driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $208 per year by choosing the right vehicle insurance company. Some South Wayne residents are paying out over $1,120 extra every year for auto insurance in South Wayne. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Wayne, WI Savings / Yr. |
|---|---|
$208 |
|
$429 |
|
$265 |
|
$385 |
|
$890 |
|
$162 |
|
$611 |
South Wayne Car Insurance vs. Wisconsin
People living in South Wayne pay an average of 1.91% less than the typical driver in the state. The average driver in South Wayne can expect to pay about $564 per year, or $1,120 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in South Wayne for most people.
Car Insurance Prices by South Wayne Neighborhood
Insurance Prices
Where is insurance cheapest within South Wayne?
The map shows insurance prices in and around South Wayne, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $3 per year within the city boundaries, with insurance premiums ranging from a high of $1,123 to a low of $1,120. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of South Wayne.Pick the Best Car Insurance Company for You in South Wayne
The best car insurance provider for most drivers in South Wayne
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $208 over the average South Wayne car insurance company.
The best car insurance provider for South Wayne drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $429 over the competition.
The best car insurance company for South Wayne drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $265 better than other car insurance companies.
The best auto insurance for South Wayne drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $385 less each year.
The least expensive car insurance company for new and young drivers in South Wayne
In South Wayne, Erie Insurance costs young drivers $890 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Wayne
Progressive gave the largest car insurance discounts to married couples, averaging $162 saved each year compared to an average South Wayne couple's premiums.
The cheapest car insurance in South Wayne for drivers with bad credit
The best South Wayne car insurance company for customer service
Nationwide was the best company for customer service in South Wayne according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South Wayne, which was better than other insurers.
The cheapest large national provider in South Wayne
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Wayne driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Wayne, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around South Wayne
What Influences the Cost of Car Insurance in South Wayne?
On average, car insurance in South Wayne is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Wayne is 26 minutes, which is far less than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Wayne are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- South Wayne is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Wayne is $47 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Winslow: Insurance costs 0.09% less
- Gratiot: Insurance costs 0.27% more
- Wiota: Insurance costs 0.09% more
- Browntown: Insurance costs 0.09% less
- Riverside: Insurance costs 0.18% more
- Woodford: Insurance costs 0.18% more
- Warren: Insurance costs 27.68% more
- Winslow: Insurance costs 20.98% more
- Nora: Insurance costs 20.45% more
- Argyle: Insurance costs 0.89% more
Cities with Similar Populations
- Rock City Falls: Insurance costs 86.16% more
- Martins Additions: Insurance costs 62.23% more
- McNeil: Insurance costs 44.29% more
- New Salem: Insurance costs 151.43% more
- Piffard: Insurance costs 84.46% more
- Pine Level: Insurance costs 113.39% more
- Plattsburgh: Insurance costs 47.86% more
- Prospertown: Insurance costs 51.79% more
- Puposky: Insurance costs 44.11% more
- Queen City: Insurance costs 58.48% more