Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in South Westport, MA

We monitor insurance prices, helping the average driver in South Westport save up to 35.5% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in South Westport

The chart below shows the cheapest car insurance company in South Westport for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.

 
South Westport Insurer Monthly Cost
Safety Insurance $39
Geico $41
Midvale Home & Auto $48
Travelers $61

Savings for Every Kind of South Westport Driver

The table shows how much the average auto insurance customer in South Westport might save by following our recommendations.

Based on our extensive insurance data, we know the average South Westport driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $525 per year by choosing the right vehicle insurance company. Some South Westport residents are paying out over $1,536 extra every year for auto insurance in South Westport. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

South Westport Car Insurance vs. Massachusetts

People living in South Westport pay an average of 1.11% less than the typical driver in the state. The average driver in South Westport can expect to pay about $660 per year, or $1,536 for full coverage.

Based on our analysis, State Farm will be the cheapest provider in South Westport for most people.

Car Insurance Prices by South Westport Neighborhood

South Westport, MA map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within South Westport?

The map shows insurance prices in and around South Westport, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $27 per year within the city boundaries, with insurance premiums ranging from a high of $1,544 to a low of $1,517. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of South Westport.

Pick the Best Car Insurance Company for You in South Westport

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the South Westport insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in South Westport

For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $525 over the average South Westport car insurance company.

Visit Site

We use the average good driver, paying $84 per month, as our baseline for pricing in South Westport. State Farm, Geico, and Safety Insurance are all good choices for quotes if you have a clean record.

The best car insurance provider for South Westport drivers with accidents on their records

In South Westport getting into an accident will raise premiums an average 32% for a yearly cost of $2,255. That's $719 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Safety Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $781 over the competition.

Visit Site

The best car insurance company for South Westport drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $650 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In South Westport, tickets raise premiums on new quotes about $282. If you have a speeding ticket, we recommend State Farm, Geico, and Safety Insurance for savings that beat the average insurance cost of $1,818 per year.

The best auto insurance for South Westport drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,556 per year in auto insurance premiums, which was $1,021 more than a driver with no major issues. State Farm, Geico, and Progressive penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $862 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in South Westport

In South Westport, State Farm costs young drivers $1,902 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in South Westport. With an average cost of $5,359 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Plymouth Rock Assurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in South Westport

The state of Massachusetts does not allow marriage discounts, so the prices are unchanged if you are married

The cheapest car insurance in South Westport for drivers with bad credit

The state of Massachusetts does not allow companies to use credit score to figure out premiums, so the prices are unchanged regardless of credit score

The best South Westport car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In South Westport, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in South Westport.

Nationwide was the best company for customer service in South Westport according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South Westport, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in South Westport. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in South Westport

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 14% of South Westport residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Westport driver can expect to pay about $85 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Westport, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around South Westport

What Influences the Cost of Car Insurance in South Westport?

On average, car insurance in South Westport is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in South Westport is 39 minutes, which is about the national average for a driver in the state.
  • Massachusetts state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
  • South Westport is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in South Westport is $55 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Riego: Insurance costs 26.50% more
  • Mentz: Insurance costs 5.53% more
  • Meridale: Insurance costs 38.22% more
  • Milton: Insurance costs 8.85% less
  • Moffitt Hill: Insurance costs 21.68% less
  • Naoma: Insurance costs 2.28% more
  • Rathbun: Insurance costs 12.37% less
  • Refton: Insurance costs 14.97% less
  • Remus: Insurance costs 7.94% more
  • Ricardo: Insurance costs 10.68% more
* Who is the average South Westport driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central South Westport with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.