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Get Cheap Car Insurance in South Wilmington, IL
We monitor insurance prices, helping the average driver in South Wilmington save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in South Wilmington
The chart below shows the cheapest car insurance company in South Wilmington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| South Wilmington Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Country Financial | $50 |
| Metromile | $55 |
| American Family Insurance | $59 |
Savings for Every Kind of South Wilmington Driver
Based on our extensive insurance data, we know the average South Wilmington driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $322 per year by choosing the right vehicle insurance company. Some South Wilmington residents are paying out over $1,378 extra every year for auto insurance in South Wilmington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Wilmington, IL Savings / Yr. |
|---|---|
$322 |
|
$606 |
|
$484 |
|
$508 |
|
$1,251 |
|
$360 |
|
$462 |
South Wilmington Car Insurance vs. Illinois
People living in South Wilmington pay an average of 8.81% less than the typical driver in the state. The average driver in South Wilmington can expect to pay about $818 per year, or $1,378 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in South Wilmington for most people.
Car Insurance Prices by South Wilmington Neighborhood
Insurance Prices
Where is insurance cheapest within South Wilmington?
The map shows insurance prices in and around South Wilmington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the city boundaries, with insurance premiums ranging from a high of $1,409 to a low of $1,377. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of South Wilmington.Pick the Best Car Insurance Company for You in South Wilmington
The best car insurance provider for most drivers in South Wilmington
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $322 over the average South Wilmington car insurance company.
The best car insurance provider for South Wilmington drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $606 over the competition.
The best car insurance company for South Wilmington drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $484 better than other car insurance companies.
The best auto insurance for South Wilmington drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $508 less each year.
The least expensive car insurance company for new and young drivers in South Wilmington
In South Wilmington, State Farm costs young drivers $1,251 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Wilmington
State Farm gave the largest car insurance discounts to married couples, averaging $360 saved each year compared to an average South Wilmington couple's premiums.
The cheapest car insurance in South Wilmington for drivers with bad credit
The best South Wilmington car insurance company for customer service
Nationwide was the best company for customer service in South Wilmington according to the NAIC.
Recent price drops
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The cheapest large national provider in South Wilmington
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Wilmington driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Wilmington, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around South Wilmington
What Influences the Cost of Car Insurance in South Wilmington?
On average, car insurance in South Wilmington is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Wilmington are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- South Wilmington is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Wilmington is $68 per month for minimum coverage and $115 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Brooklyn: Insurance costs 0.07% less
- Gardner: Insurance costs 1.74% more
- Braceville: Insurance costs 0.29% more
- Reddick: Insurance costs 0.07% more
- Godley: Insurance costs 1.74% more
- Essex: Insurance costs 2.03% more
- Braidwood: Insurance costs 5.66% more
- Diamond: Insurance costs 0.51% more
- Coal City: Insurance costs 2.69% more
- Union Hill: Insurance costs 0.07% less
Cities with Similar Populations
- Riceville: Insurance costs 1.38% less
- McCool Junction: Insurance costs 0.15% less
- Meridian: Insurance costs 23.58% more
- Middlebury Center: Insurance costs 4.79% less
- Middletown: Insurance costs 29.90% more
- Millbrook: Insurance costs 103.12% more
- Miller Grove: Insurance costs 17.71% more
- Modoc: Insurance costs 12.41% less
- Montrose: Insurance costs 10.45% more
- Mount Nebo: Insurance costs 7.33% more