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Get Cheap Car Insurance in Southampton, PA
We monitor insurance prices, helping the average driver in Southampton save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Southampton
The chart below shows the cheapest car insurance company in Southampton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Southampton Insurer | Monthly Cost |
|---|---|
| Kemper | $53 |
| Metromile | $53 |
| Travelers | $54 |
| State Farm | $56 |
Savings for Every Kind of Southampton Driver
Based on our extensive insurance data, we know the average Southampton driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $402 per year by choosing the right vehicle insurance company. Some Southampton residents are paying out over $1,433 extra every year for auto insurance in Southampton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southampton, PA Savings / Yr. |
|---|---|
$402 |
|
$711 |
|
$544 |
|
$648 |
|
$1,660 |
|
$287 |
|
$513 |
Southampton Car Insurance vs. Pennsylvania
People living in Southampton pay an average of 0.47% more than the typical driver in the state. The average driver in Southampton can expect to pay about $888 per year, or $1,433 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Southampton for most people.
Car Insurance Prices by Southampton Neighborhood
Insurance Prices
Where is insurance cheapest within Southampton?
The map shows insurance prices in and around Southampton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $112 per year within the city boundaries, with insurance premiums ranging from a high of $1,493 to a low of $1,381. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Southampton.Pick the Best Car Insurance Company for You in Southampton
The best car insurance provider for most drivers in Southampton
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $402 over the average Southampton car insurance company.
The best car insurance provider for Southampton drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $711 over the competition.
The best car insurance company for Southampton drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $544 better than other car insurance companies.
The best auto insurance for Southampton drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $648 less each year.
The least expensive car insurance company for new and young drivers in Southampton
In Southampton, Travelers costs young drivers $1,660 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southampton
State Farm gave the largest car insurance discounts to married couples, averaging $287 saved each year compared to an average Southampton couple's premiums.
The cheapest car insurance in Southampton for drivers with bad credit
The best Southampton car insurance company for customer service
Nationwide was the best company for customer service in Southampton according to the NAIC.
Recent price drops
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The cheapest large national provider in Southampton
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Southampton driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southampton, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Southampton
What Influences the Cost of Car Insurance in Southampton?
On average, car insurance in Southampton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Southampton is 41 minutes, which is far more than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 12 to 13 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southampton are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Southampton is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Southampton is $74 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Richboro: Insurance costs 0.35% less
- Feasterville-Trevose: Insurance costs the same
- Ivyland: Insurance costs 1.26% less
- Warminster: Insurance costs 0.63% less
- Bryn Athyn: Insurance costs 3.98% less
- Langhorne Manor: Insurance costs 0.35% less
- Langhorne: Insurance costs 1.74% less
- Newtown: Insurance costs 2.93% less
- Huntingdon Valley: Insurance costs 1.88% more
- Penndel: Insurance costs 2.16% more
Cities with Similar Populations
- Altadena: Insurance costs 65.32% more
- Auburn: Insurance costs 52.48% more
- Bay Shore: Insurance costs 101.61% more
- Bristol: Insurance costs 7.40% less
- Parkland: Insurance costs 17.52% more
- Montclair: Insurance costs 58.41% more
- Moorpark: Insurance costs 49.90% more
- Mount Laurel: Insurance costs 24.77% more
- Newburgh: Insurance costs 18.70% less
- North Bay Village: Insurance costs 127.15% more