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Get Cheap Car Insurance in Southcrest, San Diego, CA
We monitor insurance prices, helping the average driver in Southcrest save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Southcrest
The chart below shows the cheapest car insurance company in Southcrest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Southcrest Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $65 |
| Travelers | $67 |
Savings for Every Kind of Southcrest Driver
Based on our extensive insurance data, we know the average Southcrest driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $683 per year by choosing the right vehicle insurance company. Some Southcrest residents are paying out over $2,135 extra every year for auto insurance in Southcrest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southcrest, San Diego, CA Savings / Yr. |
|---|---|
$683 |
|
$1,250 |
|
$989 |
|
$1,737 |
|
$892 |
|
$387 |
|
$0 |
Southcrest Car Insurance vs. San Diego
People living in Southcrest pay an average of 6.33% more than the typical driver in the state. The average driver in Southcrest can expect to pay about $1,000 per year, or $2,135 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Southcrest for most people.
Car Insurance Prices by Southcrest Neighborhood
Insurance Prices
Where is insurance cheapest within Southcrest?
The map shows insurance prices in and around Southcrest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $245 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,232 to a low of $1,987. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Southcrest.Pick the Best Car Insurance Company for You in Southcrest
The best car insurance provider for most drivers in Southcrest
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $683 over the average Southcrest car insurance company.
The best car insurance provider for Southcrest drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,250 over the competition.
The best car insurance company for Southcrest drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $989 better than other car insurance companies.
The best auto insurance for Southcrest drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,737 less each year.
The least expensive car insurance company for new and young drivers in Southcrest
In Southcrest, State Farm costs young drivers $892 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southcrest
Progressive gave the largest car insurance discounts to married couples, averaging $387 saved each year compared to an average Southcrest couple's premiums.
The cheapest car insurance in Southcrest for drivers with bad credit
The best Southcrest car insurance company for customer service
Nationwide was the best company for customer service in Southcrest according to the NAIC.
Recent price drops
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The cheapest large national provider in Southcrest
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Southcrest driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southcrest, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Southcrest
What Influences the Cost of Car Insurance in Southcrest?
On average, car insurance in Southcrest is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southcrest are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Southcrest is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Southcrest is $83 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mountain View San Diego: Insurance costs 1.92% more
- Bario Logan: Insurance costs 0.42% more
- Mount Hope: Insurance costs 0.70% more
- Lincoln Park: Insurance costs 3.79% more
- Grant Hill: Insurance costs 2.76% more
- Chollas View: Insurance costs 0.75% less
- Valencia Park: Insurance costs 1.92% more
- Sherman Heights: Insurance costs 0.14% more
- Balboa Park: Insurance costs 3.93% less
- Alta Vista: Insurance costs 3.28% less
Neighborhoods with Similar Populations
- Bitter Lake: Insurance costs 22.44% less
- Black Mountain Ranch: Insurance costs 12.60% less
- Downtown East: Insurance costs 33.40% more
- Downtown Jamestown: Insurance costs 7.17% more
- fairwood: Insurance costs 32.32% less
- West End: Insurance costs 8.20% more
- Robertson: Insurance costs 2.81% more
- Rosemont: Insurance costs 43.93% more
- Rossmoyne: Insurance costs 19.02% more
- Shearer Hills-Ridgeview: Insurance costs 11.19% less