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Get Cheap Car Insurance in Southport, NY
We monitor insurance prices, helping the average driver in Southport save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Southport
The chart below shows the cheapest car insurance company in Southport for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Southport Insurer | Monthly Cost |
|---|---|
| Kemper | $78 |
| Plymouth Rock Assurance | $104 |
| Safeco Insurance | $112 |
| Geico | $116 |
Savings for Every Kind of Southport Driver
Based on our extensive insurance data, we know the average Southport driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $632 per year by choosing the right vehicle insurance company. Some Southport residents are paying out over $2,119 extra every year for auto insurance in Southport. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southport, NY Savings / Yr. |
|---|---|
$632 |
|
$403 |
|
$805 |
|
$814 |
|
$1,995 |
|
$668 |
|
$1,063 |
Southport Car Insurance vs. New York
People living in Southport pay an average of 12.61% less than the typical driver in the state. The average driver in Southport can expect to pay about $1,537 per year, or $2,119 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Southport for most people.
Car Insurance Prices by Southport Neighborhood
Insurance Prices
Where is insurance cheapest within Southport?
The map shows insurance prices in and around Southport, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $305 per year within the city boundaries, with insurance premiums ranging from a high of $2,283 to a low of $1,978. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Southport.Pick the Best Car Insurance Company for You in Southport
The best car insurance provider for most drivers in Southport
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $632 over the average Southport car insurance company.
The best car insurance provider for Southport drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $403 over the competition.
The best car insurance company for Southport drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $805 better than other car insurance companies.
The best auto insurance for Southport drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $814 less each year.
The least expensive car insurance company for new and young drivers in Southport
In Southport, Progressive costs young drivers $1,995 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southport
Progressive gave the largest car insurance discounts to married couples, averaging $668 saved each year compared to an average Southport couple's premiums.
The cheapest car insurance in Southport for drivers with bad credit
The best Southport car insurance company for customer service
Recent price drops
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The cheapest large national provider in Southport
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Southport driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southport, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Southport
What Influences the Cost of Car Insurance in Southport?
On average, car insurance in Southport is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Southport is 20 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southport are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Southport is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Southport is $128 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Elmira: Insurance costs 7.13% more
- West Elmira: Insurance costs 2.55% more
- Pine City: Insurance costs 1.09% less
- Wellsburg: Insurance costs 2.31% less
- Elmira Heights: Insurance costs 1.32% more
- Lowman: Insurance costs 4.48% less
- Fassett: Insurance costs 33.84% less
- North Chemung: Insurance costs 3.35% less
- Gillett: Insurance costs 34.69% less
- Horseheads: Insurance costs 2.64% less
Cities with Similar Populations
- Citronelle: Insurance costs 27.61% less
- Cochranville: Insurance costs 35.39% less
- Cobleskill: Insurance costs 6.89% more
- Coal Valley: Insurance costs 32.66% less
- Clinton: Insurance costs 34.97% less
- Clinton: Insurance costs 16.56% less
- Clever: Insurance costs 16.85% less
- Cleveland: Insurance costs 18.69% less
- Clayton: Insurance costs 19.21% less
- Clay City: Insurance costs 6.80% more